D. Edward Rugg

Camco Financial Corp. is a financial holding company, which is engaged in the banking services business. It provides the services through its subsidiaries Advantage Bank and Camco Title Agency, Inc., which involves in banking services, including personal banking and business banking. The personal banking services include checking, savings, individual retirement accounts, certificate of deposit, ATM debit cards, online banking/bill pay, lines of credit and loans, mortgages, and credit cards. The business banking services include business checking, business savings, debit business card, business online banking, business credit products, and business credit cards. The company's lending activities include the origination of commercial real estate and business loans, consumer loans, and conventional fixed-rate and adjustable-rate mortgage loans for the construction, acquisition or refinancing of single-family residential homes. Camco Financial was founded in 1970 and is headquartered in Cambridge, OH.

Cambridge Savings Bank (Massachusetts) provides banking, borrowing, investing, and insurance services. The company is headquartered in Cambridge, MA.

Schaumburg Bank & Trust Co. NA is a nationally chartered bank comprised of three true neighborhood community banks in the Chicagoland area. Their promise is to provide their customers with the very best in old fashioned personal service and a broad range of quality financial products. They also offer sophisticated commercial banking, trust and investment, online banking, and bill pay services. Being locally controlled and managed gives them the unique ability to make decisions quicker and to provide more customized services and products that truly benefit the residents of their communities. They are unique in not having the big overhead of other banks and can therefore pass the savings on to their customers in the form of better rates.