George Georgiev

IRON Financial LLC is a SEC-registered investment advisor headquartered in Northbrook, Illinois. The firm was founded in 1994 by Aaron Izenstark and Howard Nixon. They are a subsidiary of IRON Holdings LLC, itself is owned by IRON Financial Management, Inc. IRON Financial also provides the advisory services to individuals, high net-worth individuals, investment companies (including mutual funds), pension and profit-sharing plans (other than plan participants), charitable organizations, and corporations and other businesses.

Henderson Global Investors (North America), Inc. (HGINA) is a registered investment advisor headquartered in Chicago, Illinois. The firm is an indirect, wholly-owned subsidiary of Henderson Group plc, a London-based public company registered on the London Stock Exchange and the Australian Securities Exchange. Henderson Group plc is the holding company of the investment management group Henderson Global Investors. Established in 1934, Henderson Global Investors is an independent global asset management firm. Henderson Global Investors (North America), Inc. was formed in 1999 when Henderson Global Investors Ltd. acquired Phoenix Realty Advisors. HIGNA provides investment management services on a fully discretionary basis to SEC-registered mutual funds, including each series of the Henderson Global Funds, other pooled investment vehicles, and institutional accounts, subject to the investment guidelines of each client. HGINA also serves as a sub-investment advisor to other unaffiliated SEC-registered mutual funds, as well as to other pooled investment vehicles available for investment by non-U.S. investors The firm has sub-advisory agreements with Henderson Investment Management Ltd., AlphaGen Capital Ltd., and Henderson Geneva Capital Management LLC, all wholly-owned subsidiaries of Henderson Global Advisors.

Morningstar, Inc. (Research) is the investment research arm of Morningstar, Inc. (NASDAQ: MORN), an American financial services firm headquartered in Chicago, Illinois. The firm was founded by Joseph Mansueto in 1984 and provides independent portfolio information offering star ratings and analysis of managed funds. They also provide economic commentary and asset allocation information based on qualitative research.