Spencer I. Browne

The Group's principal activity is to originate, securitize and sell non-conforming mortgage loans that are secured by first mortgages on one- to four-family residential properties. The Group provides mortgage loans through two distribution channels - wholesale and retail. The Group originates wholesale mortgage loans indirectly through independent mortgage brokers and other real estate professionals who submit loan applications on behalf of borrowers. It originates most of its wholesale mortgage loans through a network of approximately 3,200 brokers in 34 states. The Group develops retail loan leads primarily through telemarketing, Internet leads, direct mail, radio advertising, origination centers and retail offices. The Group primarily conducts its broker lending operations out of its Woodbury, New York headquarters.

Internet Commerce Corp. (ICC) is a business-to-business e-commerce solutions company. With its software solutions, network services, hosted web applications, managed services and consulting services, ICC is the provider of solutions for businesses. ICC has more than 3,500 customers representing many different kinds of enterprises, from sole proprietorships to large corporations, operating in a variety of business model formats and industries. ICC’s customers include retailers, manufacturers, distributors and transportation providers in a variety of industries including apparel, consumer packaged goods, financial, grocery, media, pharmaceutical, publishing, retail, third-party logistics and transportation. The company is headquartered in Norcross, GA

Government Properties Trust, Inc. operates as a real estate investment trust. It invests in single tenant properties under long-term leases to the U.S. government, state governments, local governments and government-sponsored enterprises. The trust purchases and sells recently built or renovated office properties primarily leased to the federal government. The company was founded in 2002 and is located in Omaha, NE.

Altiva Financial Corp. is a specialized consumer finance company that funded, purchased, made and sold consumer loans secured by deeds of trust on single-family residences. The company retained the right to service a substantial portion of the loans it sold. The Company's borrowers generally do not qualify for traditional A credit mortgage loans.

Mego Financial Corp. principal business is Vacation ownership sales, resort operations, land sales for vacation, second homes and travel services. The firm's subsidiary, Leisure Homes Corp. (LHC) performs Vacation ownership sales and operations. LHC also develops and sells parcels of raw land to be used primarily as sites for second and/or vacation homes, and also provides consumer financing to the purchasers of both vacation interval interests and land parcels. The company was founded in 1954 and is headquartered in Henderson, NV.