Stephen P. Harding

Ayrshire is a large-cap GARP manager. They employ both top-down and bottom-up techniques. Their top-down approach includes the analysis of macroeconomic, geopolitical and capital market conditions, any changes in business regulations and sector and industry assessment. Stock investments are selected for their long-term total return potential, including capital appreciation and dividend income. They look for businesses with promising products or services, seasoned management teams, and proven track records of consistent sales and profit growth. They focus primarily on fundamental analysis and employ several academically and industry-accepted valuation tools, such as the discounted free cash flow, dividend discount and economic value-added models. A company that meets their fundamental criteria is then confirmed with technical analysis. Fixed-income investments are selected based on their investment grade, liquidity, duration and yield to maturity. For portfolios where taxes are not a consideration, bond investments are primarily investment-grade securities issued by the US government or its agencies, and financially sound corporations. For clients whose income is subject to taxes, they often utilize tax-exempt state and local bonds

Provides commercial real estate investment, development, agency and management services

Association of accountants

Functions as a College/University

Operates as a real estate investment, development and management firm

Texas Society of Certified Public Accountants is based in Dallas, TX and has subsidiaries in the United States. The Texas Society of Certified Public Accountants (TXCPA) is an organization that aims to increase the number of individuals becoming licensed CPAs by expanding their outreach. The company offers opportunities for exhibitors and sponsors to participate in their CPE conferences.

Provides real estate services