Stephen W. Trescot

New Peoples Bank, Inc. provides personal and business banking products and services. The firm offers deposit products, including checking and savings accounts, certificates of deposit, club accounts, money market deposit accounts, VISA check cards, IRAs, health savings accounts, check reorders, and business banking accounts; and loans products, such as consumer and commercial loans. The company was founded in 1997 and is headquartered in Honaker, VA.

Credit Risk Management LLC provides credit risk services including loan and portfolio reviews. It offers loan review, due diligence, credit consulting, CRMA (credit risk migration analysis) and portfolio stress testing. The firm also provides online credit manual, CRM toolbar, Credit Leader underwriting and risk grading platform, enterprise risk management and compliance. The company was founded by David Ruffin and Erich Bumgardner in 1989 and is headquartered in Raleigh, NC.

BB&T Corp. engages in the provision of banking and trust services through its subsidiaries. It operates through the following segments: Community Banking-Retail; Community Banking-Commercial; Insurance Holdings; and Financial Services and Commercial Finance; Other, Treasury and Corporate. The Community Banking-Retail segment offers a variety of loan and deposit products, payment services, bankcard products, and other financial services. The Community Banking-Commercial segment includes commercial real estate lending, commercial and industrial lending, corporate banking, asset based-lending, dealer inventory financing, tax exempt financing, cash management and treasury services, and commercial deposit products. The Insurance Holdings segment covers property and casualty, employee benefits, and life insurance to businesses and individuals. The Financial Services and Commercial Finance segment consists of personal trust administration, estate planning, investment counseling, wealth management, asset management, corporate retirement services, capital markets and corporate banking services, corporate trust services and specialty finance products to businesses. The Other, Treasury and Corporate segment comprises of the combination of other segment that represents operating entities. The company was was founded by Alpheus Branch in 1872 and is headquartered in Winston-Salem, NC.

Washington Trust Bank (WTB) is a full-service commercial bank headquartered in Spokane, Washington. The firm was founded in 1902 and is a wholly-owned subsidiary of W.T.B. Financial Corp. (OTCMKTS: WTBFB). WTB offers a variety of personal and business financial services including trust and investment management to personal, private, commercial and wealth management clients.