Alexander Vladimirovich Morozov

Denizbank AS engages in the provision of banking services. It operates through the following segments: Wholesale Banking, SME & Agricultural, Retail Banking, and Treasury and Other Banking. The Wholesale Banking segment offers financial and banking solutions to large-scale local and international corporate and commercial customers. The SME & Agricultural segment covers producers with farmer certification who earn a living from agricultural activities as well as agricultural organizations with legal entity status and agribusinesses. The Retails Banking segment offers loan products, distinctive credit cards, investment, deposit and insurance products, as well as small and medium enterprise and agricultural loans. The Treasury and Other Banking segment offers foreign exchange transactions, trading of treasury bills, bonds and other securities and derivative instruments. The company was founded by Hakan Ates on April 8, 1997 and is headquartered in Istanbul, Turkey.

Part of Sberbank Russia PJSC, Sber Bank OJSC is a Belarusian company that provides banking services. The company is based in Minsk, Belarus.

Part of Sberbank Russia PJSC, Drive Click Bank OOO is a banking company based in Moscow, Russian Federation. The Russian company provides banking services and was founded by Philippe Delpal.

Sberbank (Switzerland) AG provides commercial banking and financial services. Its products and services include trade finance, structured finance, transaction banking as well as deposits and global market operations. The company is headquartered in Zurich, Switzerland.

Sberbank Europe AG provides commercial banking and financial services. It focuses on retail banking customers, small and medium-sized enterprises. The company is headquartered in Vienna, Austria.

UniCredit Bank AO operates as an international commercial bank. It specializes in providing corporate financing and treasury services to corporate and private clients. The firm's products and services include loans, payment cards, investments, savings and remote services. The company was founded October 19, 1989 and is headquartered in Moscow, Russia.

Commercial Bank Renaissance Credit LLC engages in the provision of consumer financing services. It offers consumer loans, such as installment loans, auto loans, general purpose loans, mortgage loans, and employee loans, as well as loans on credit cards; credit cards; and deposits to corporate customers and individuals. The company was founded in 2003 and is headquartered in Moscow, Russia.

Sberbank JSC engages in the provision of commercial banking services. It operates through the following segments: Retail Banking, Corporate Banking, and Treasury. The Retail Banking segment includes individuals' current accounts, deposits, credit and debit cards, loans, and mortgages. The Corporate Banking segment consists of legal entities' current accounts, deposits, overdrafts, loans and other credit facilities, securities, foreign currency, and trade finance products. The Treasury segment deals with debt and equity capital markets, foreign exchange, banknote trading, and corporate finance. The company was founded on June 15, 2001 and is headquartered in Kiev, Ukraine.