Robert Lichten

BOLT Solutions, Inc. offers online sales and client service platform for anyone to sell or buy insurance online. It develops and markets technology solutions for the insurance marketplace. The firm’s software enables customers, PandC insurance carriers, agents, brokers and wholesalers to transmit and receive data in real-time and leverage existing systems to automatically interact with one another. BOLT Solutions is software as a service and combines all the elements required to provide this experience within a powerful sales and distribution system that integrates people, processes, markets and technology. The company was founded in 2000 by Eric Gewirtzman and Ari Katz and is headquartered in New York, NY.

Part of AXA SA, Syncora Guarantee RE Ltd. is a Bermudian company that specializes in Asset-Backed/Mortgage-Backed Securities. The company is based in Hamilton, Bermuda.

Syncora Guarantee, Inc. provides guarantee US municipal bonds; asset-backed securities; debt backed by utilities and selected infrastructure projects; specialized risks, including future flow securitizations and bank deposit insurance; and collateralized debt obligations. The company is headquartered in New York, NY.

GMI was formed in April 2000 by a small group of people who recognized the need for a new, easy-to-use tool to monitor corporate governance. Its premise is straightforward: companies that emphasize corporate governance and transparency will, over time, generate superior returns and economic performance and lower their cost of capital. The opposite is also true: companies weak in corporate governance and transparency represent increased investment risks and result in a higher cost of capital. Events of the last few years, including those at Enron, Worldcom, and others, support this thesis, as does a growing body of academic research and financial market surveys. And while the spotlight started with U.S. companies, this is not just a U.S. problem. Similar corporate debacles have occurred recently in Canada, Germany, Italy, Sweden, Switzerland, South Korea and The Netherlands, to mention a few. The problem for investors is how to measure governance practices across a large universe of companies, irrespective of domicile, in a cost-efficient way. While companies with weak governance structures and practices are the subjects of newspaper headlines, there are as many companies with outstanding governance policies and disclosure levels that go unrecognized. GMI's ratings hope to correct that. Subscribers to its service receive an independent and dispassionate evaluation of the governance characteristics of each company in its research universe. Its rating model has been developed following extensive research in multiple markets and consultations with institutional investors, corporate officers and directors and governance specialists and is updated annually. Its scoring algorithm has also been tested and validated by outside statistical experts and is patent pending. GMI Ratings for 4,233 companies, including complete coverage of the MSCI World and MSCI EAFE Index, are now available on a subscription basis. Subscriptions include two logins and are based on geographic region, as follows: - North American coverage includes complete coverage for companies in the TSX 60 (Canada), S&P 500, S&P MidCap 400, S&P SmallCap 600 and Russell 1000 Index. - Industrialized Asia-Pacific includes coverage of the S&P/ASX 100 (Australia and New Zealand), S&P/ASX 200 (Australia and New Zealand), Hang Seng (Hong Kong), Nikkei 225 (Japan) and STI (Singapore) Index. - Industrialized Europe includes a total of 1018 companies, including complete coverage of the following market indices: BEL 20 (Belgium), CAC 40 (France), DAX (Germany), ATHEX 20 (Greece), AEX (Netherlands), IBEX 35 (Spain), OMX (Sweden) SMI (Switzerland), FTSE 350 (UK) and the Dow Jones STOXX 600, plus coverage for additional companies in Austria, Denmark, Finland, Ireland, Italy, Norway and Portugal. - Emerging Markets covered by GMI include a total of 555 companies from 22 countries: China, India, Indonesia, Malaysia, Philippines, South Korea, Taiwan and Thailand (EM - Asia); Czech Republic, Hungary, Poland, Russia and Turkey (EM - Europe); Egypt, Israel, Morocco and South Africa (EM - Middle East and Africa); and Brazil, Chile, Colombia, Mexico and Peru (EM - Latin America). GMI's emerging market coverage includes those MSCI Emerging Market Index companies with a free float market capitalization of at least $1 billion. GMI subscriptions are also available at the country level (e.g. France-only). For smaller investors and analysts who need coverage for a limited range of securities, GMI offers customized portfolio coverage. Customized coverage is based on a minimum of 15 companies and can include any company from any region, market sector or industry that has been rated by GMI. For corporations, advisory firms, security analysts and others whose interests are geared to specific types of businesses rather than geographic region, GMI offers market sector-based subscriptions. Available sectors include: Automobiles & Parts, Banks, Basic Resources, Chemicals, Construction & Materials, Financial Services, Food & Beverage, Healthcare, Industrial Goods & Services, Insurance, Media, Oil & Gas, Personal & Household Goods, Real Estate, Retail, Technology, Telecommunications, Travel & Leisure and Utilities. GMI also offers subscriptions for 41 specific industry groups within these sectors. Please contact GMI for a list of available industry groups. All subscribers are able to hone their analysis by using GMI's filtering tools to isolate ratings for all companies within specific industry groups for a selected country, index, region or globally. Subscribers also receive regular updates on corporate governance developments at each company rated by GMI allowing them to track changes, both positive and negative, at GMI-rated companies in a single location.

Inter-Atlantic Financial, Inc. engages in acquiring an operating business through a merger, capital stock exchange, asset acquisition, stock purchase, and other similar business combination. The company was founded in 2007 and is headquartered in New York, NY.

Guggenheim Securities LLC is a SEC-registered broker-dealer headquartered in New York City. The firm was founded in 1999 and is a subsidiary of Links Holdings LLC, ultimately held by Guggenheim Partners LLC. Guggenheim Securities’ specializations include the sales and trading of fixed-income securities and sophisticated structured products. The firm offers in-depth analysis and expert execution of trading opportunities to large institutional investors and asset originators. They offer sales and trading services relating to a wide range of instruments.

XL Group Plc is a global insurance and reinsurance company. It provides property, casualty and specialty products to industrial, commercial and professional firms, insurance companies and other enterprises. The company was founded in 1986 and is headquartered in St. Stephen's Green, Ireland.