Bill Flaig

Ridgeline Research LLC provides investment advice. The private company is based in Gaithersburg, MD and has subsidiaries in the United States. The company was founded by William Edward Flaig, who has been the CEO since incorporation.

Arrow Investment Advisors LLC (Arrow) is an independent, SEC-registered investment advisor and mutual fund manager headquartered in Laurel, Maryland. The firm was founded in 2005 by Joseph Barrato and Jake Griffith. Arrow serves as the advisor to Arrow Funds which are offered to individuals and businesses, non-profits and endowments, as well as qualified and non-qualified retirement plans.

Founded in 1993, Rydex Advisors LLC, formerly PADCO Advisors, Inc., is registered investment advisor and mutual fund manager located in Rockville, Maryland. The firm is a subsidiary of the Security Benefit Group of Companies and their ultimate parent is Guggenheim Capital LLC, which acquired the firm in August 2010. Rydex Advisors is also known as Rydex Investments. The firm manages over 80 mutual funds and ETF products.

Bankers Trust Co. is an asset management headquartered in Des Moines, Iowa. The firm was founded in 1917 and is a subsidiary of BTC Financial Corp. The firm serves as a trusted partner for individuals’ comprehensive financial planning, trust and fiduciary needs.