Heidi Koskinen

Carnegie Investment Bank AB is the broker/delear subsidiary of Carnegie Holding AB in Sweden. Headquartered in Stockholm, the firm was founded in 1803 and offers institutional clients several services within research, equity sales and equity capital market transactions (ECM). The Fixed Income unit offers bond research and sales. Carnegie Investment Bank’s research and equity sales enjoy a global position in Nordic equities.

OP Asset Management Ltd. (OPAM) is the majority-owned asset management subsidiary of OP Cooperative, itself a subsidiary of OP Financial Group in Finland. Formerly known as Pohjola Asset Management Ltd., the firm was established as OKO Asset Management when when OKO Bank's and Pohjola's asset management operations merged. Headquartered in Helsinki, OPAM provides institutional investors with a full range of asset management services, depending on client needs: discretionary investment management, advisory investment management or opportunities to invest in individual mutual funds available from OP Mutual Funds and a wide range of international partners’ funds.

Seesam Insurance AS is an insurance company. It is engaged in providing insurance services in Estonia and, through its branches, in Latvia and Lithuania. The company was founded on May 31, 2011 and is headquartered in Tallinn, Estonia.

Sp-Henkivakuutus Oy provides life insurance solutions for private customers and companies. Its products include savings, asset management, pension, and loan insurance. The company was founded on January 29, 2007 and is headquartered in Helsinki, Finland.

Säästöpankkiliitto osk provides banking services. It operates through the Banking, and Asset Management Services segments. The Banking segment offers savings and fixed-period accounts, book-entry securities, securities trade, branch and online services, debit and credit cards, ATMs and cash services, clearing and settlement, asset loans, mortgage bank loans, and capital financing products. The Asset Management Services segment provides funds and asset management, saving and life insurance, loan payment protection insurance, risk life insurance, non-life and statutory pension insurance. The company was founded in 1906 and is headquartered in Helsinki, Finland.