John L. Ott

First Financial Holdings, Inc. is a savings and loan holding company. The company through its subsidiaries provides integrated financial solutions, including personal, business, and wealth management services. It offers residential, commercial and consumer loan products, consumer and business deposit products, debit cards, cash management services, safe deposit boxes, trust and fiduciary services, and reinsurance of private mortgage insurance and premium financing activities. The company serves individuals and businesses throughout coastal South Carolina, as well as the Florence, Columbia, and upstate regions of South Carolina, and Wilmington, North Carolina. First Financial Holdings was founded in September 1987 and is headquartered in Charleston, SC.

First Federal Bank is a federally chartered savings and loan institution. The company is based in Charleston, SC. The company was founded by R. Hampton Painter.