Kenneth M. Bernard

White Pine Investment Co. (White Pine) is an independent, SEC-registered asset management firm headquartered in Livonia, Michigan. The firm was founded by Russ King in 1997. White Pine provides investment advice to individuals, pension and profit-sharing plans, trusts, estates, or charitable organizations, corporations or business entities.

Citigroup Global Markets Ltd. (Investment Management) (CGML-IM) is the investment management division of UK-based Citigroup Global Markets Ltd., ultimately held by Citigroup, Inc. (NYSE: C) in the US. The firm was founded in 1983 as Stockrobe Ltd. Headquartered in London, CGML-IM provides consumers, corporations, governments and institutions with a broad range of financial services and products.

KRS Capital Management LLC (KRS Capital) is an independent registered investment advisor headquartered in Bloomfield Hills, Michigan. The firm was founded by Roger Steed in 2007. KRS Capital provides advisory services to individuals, including high net worth individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations and business entities.

Fleetwash Management LLC provides investment services. The company is headquartered in Fairfield, NJ.

UBS AG's (NYSE: UBS) New York City-based wealth management arm is known as UBS Private Banking (US). The firm provides a range of customized wealth management products and services for private clients.

Exchange Capital Management, Inc. (ECM) is an independent registered investment advisory and wealth management firm headquartered in Ann Arbor, Michigan. The firm was founded by Michael R. Reid in 1989. ECM provides investment advisory and supervisory services for private clients, financial institutions, corporate clients, and foundations.

MFO Management Co. (MFO) is a private single family office headquartered in Flint, Michigan. Founded in 1976, MFO provides their clients with a proactive approach to tax and financial planning, identifying opportunities to increase various clients and private foundations.

Case Western Reserve University provides educational services. It offers a variety of undergraduate degree courses and graduate and professional options such as arts and sciences, dentistry, engineering, law, management, medicine, nursing, social work, and more. The firm also offers dual-degree programs. The company was founded in 1826 and is headquartered in Cleveland, OH.

UBS Securities LLC is an investment bank and registered broker/dealer headquartered in New York City. The firm was founded in 1998 as UBS Warburg LLC. They are a subsidiary of UBS Americas Holding LLC, ultimately held by UBS Group AG (SWX: UBSG, NYSE: UBS) in Switzerland. UBS Securities is a primary dealer in US Government securities and provides a full range of investment banking services which includes corporate finance, mergers and acquisitions, capital markets, trading and sales, fixed-income, equity research, private banking, underwriting and prime brokerage operations. The firm also provides advisory services and access to capital markets for corporate, institutional, intermediary and alternative asset management clients.