Justin Wainwright

Citigroup Global Markets, Inc. (Broker) (CGMI-Broker) is the broker/dealer division of Citigroup Global Markets, Inc., an investment bank headquartered in New York City with additional offices across the US. The firm was founded in 2004 and is a subsidiary of Citigroup Financial Products, Inc., ultimately held by Citigroup, Inc. (NYSE: C). CGMI-Broker covers all market capitalizations of the major global indices and provides macro and quantitative analysis of global markets and sector trends. Their core focus of the group is to help investing clients make informed decisions by providing value-added, independent, insightful analysis.

Part of Callodine Midco, Inc., Manning & Napier Information Services LLC is a company that provides investment advice. The company is based in Fairport, NY.

Founded in 1870, First Niagara Bank NA is a multi-state, community-oriented bank headquartered in Buffalo, New York. The bank provides financial services to individuals, families and businesses throughout New York, Pennsylvania, Connecticut, and Massachusetts. It offers residential and commercial real estate loans, commercial business loans, consumer loans, wealth management products, as well as retail and commercial deposit products. First Niagara Bank NA is a wholly-owned subsidiary of First Niagara Financial Group, Inc. (NASDAQ: FNFG).

Morgan Stanley & Co. LLC is a registered broker-dealer subsidiary of Morgan Stanley Domestic Holdings, Inc., ultimately owned by Morgan Stanley (NYSE: MS) in the US. Headquartered in New York City, the firm was founded in 1987 and provides debt and equity services including underwriting, M&A advice, securities dealing and brokerage and trade execution. Their client base ranges from large global institutional investors to hedge funds at the cutting edge of innovation in the industry.