Kurt Funderburg

Ferris, Baker Watts, Inc. is a full-service investment banking firm with expertise in mergers and acquisitions, debt and equity underwritings, and other investment banking functions. They are headquartered in Washington, DC with additional offices in Baltimore, Richmond and San Francisco. They are a member of the NYSE and SIPC, and are wholly-owned by their employees. They serve clients throughout the mid-Atlantic region

On March 10, 1864, the Maryland Legislature granted a charter incorporating the Safe Deposit Company as a secure repository for valuables, responding to concerns for the safety of Maryland's people and property in time of war. In 1876, the Safe Deposit was granted fiduciary powers and changed its name to Safe Deposit and Trust Company. This was the first corporate fiduciary in Maryland and one of the first in the nation. Mercantile Trust and Deposit merged with Safe Deposit and Trust Company in 1953 to form Mercantile-Safe Deposit and Trust Company (MSDT), which trades as Mercantile Bank & Trust. In 1969, Mercantile Bankshares Corporation (NASDAQ: MRKB) was organized as the first registered bank holding company in Maryland. With Mercantile Bank & Trust as its largest bank, Mercantile Bankshares began operations in September 1970. MSDT manages portfolios for individuals and institutions as well as the Mercantile family of mutual funds.

Morningstar, Inc. (Research) is the investment research arm of Morningstar, Inc. (NASDAQ: MORN), an American financial services firm headquartered in Chicago, Illinois. The firm was founded by Joseph Mansueto in 1984 and provides independent portfolio information offering star ratings and analysis of managed funds. They also provide economic commentary and asset allocation information based on qualitative research.

Harris Associates LP (Harris) is a SEC-registered investment advisor headquartered in Chicago, Illinois. The firm was founded in 1976 and is a direct subsidiary of Natixis Investment Managers LLC, which is ultimately owned by BCPE’s Natixis SA (Natixis) (PAR: KN), a French investment banking and financial services firm. Harris primarily provides discretionary investment advisory services to individuals and institutions, including registered investment companies. The firm also provides investment advisory services to wrap programs, mutual funds, private investment partnerships and other pooled investment vehicles.