Mario Cera

The principal activity of the Group is the provision of banking services and related products, including credit activities, leasing and factoring, savings, insurance, real estate and asset management and consultancy. It operates mainly in Northern Italy through a network of 785 branches. The Group has also five foreign subsidiaries located in the Spain, United States of America, Switzerland and in Luxembourg. In 2004 it acquired Caboto International SA and, subsequently renamed it Gestioni Lomabarda (Suisse) SA.

Banca Popolare Commercio e Industria SpA operated as an international commercial bank. The company was headquartered in Milan, Italy.

IW Bank SpA engages in the provision of banking and financial services. It offers bank accounts and payment cards, consultancy services, wealth management, trading accounts, and loans. Its products include credit and debit cards, life insurance plans, supplementary pension schemes, and trading platforms. The company was founded in 1999 and is headquartered in Milan, Italy.

Banca Regionale Europea SpA provides commercial savings services. The company was founded in 1995 and is headquartered in Cuneo, Italy.

Cedacri SpA engages in the provision of information technology outsourcing services for the banking sector. It specializes in business technology solutions for facilities management, software solutions and systems integration, and business process outsourcing. The company was founded in 1976 and is headquartered in Collecchio, Italy.

UBI Banca SpA engages in the provision of banking services. It operates through the following business segments: Banking, Non-Banking Financial, Insurance, and Corporate Center. The Banking segment comprises the core business banking line. The Non-Banking Financial segment consists UBI Leasing SpA, UBI Factor SpA, UBI Pramerica SGR SpA, Prestitalia SpA. The Insurance segment includes Bancassurance Popolari SpA and Bancassurance Popolari Danni SpA. The Corporate Center segment comprises UBI Banca SpA, UBI Sistemi e Servizi SCpA, and all the remaining Group member companies. The company was founded in 1869 and is headquartered in Bergamo, Italy.

Associazione Bancaria Italiana operates as a non-profit association to promote the principles of entrepreneurship and the creation of a free and competitive market to Italian banking and financial institutions and the civil society. It provides initiatives for the orderly growth, stability, and efficiency of the banking and financial industries such as economic studies, collaborations with national legislations, information activities, technical assistance, and consultancy. The company was founded on April 13, 1919 and is headquartered in Rome, Italy.