Michael D. Larrowe

Bank of the Carolinas Corp. operates as a holding company for the Bank of the Carolinas. The company through its subsidiary Bank of the Carolinas provides community oriented commercial and consumer banking services to individuals, and small and medium sized businesses. Its loan portfolio comprises consumer and commercial loans, such as term and installment loans, equity lines of credit and overdraft checking credit for various personal, business and agricultural purposes. Bank of the Carolinas was founded on May 30, 2006 and is headquartered in Mocksville, NC.

Bank of the Carolinas provides personal banking services. Its services include Checking, Savings, Loans, Mortgages, Retirement Plans, Online Services, Additional Services & Cash Management. The company was founded in 1998 and is headquartered in Mocksville, NC.

Waccamaw Bankshares, Inc. provides commercial banking services through its subsidiary Waccamaw Bank. The firm offers individual and corporate banking services, such as demand and time deposits, as well as commercial, installment, mortgage, and other consumer loans. The company was founded in 2001 and is headquartered in Whiteville, NC.

Cardinal Bankshares Corp. operates as a bank holding company of Bank of Floyd. It serves retail customers and small businesses with a range of banking services through personal, online, and mobile devices. The company was founded on March 12, 1996 and is headquartered in Floyd, VA.

Bank of Floyd offers the financial products that customers want and the superior service that they deserve. The bank is a financial institution which is committed in providing services that will make their customers life a whole lot easier. It offers variety of ways to handle their financial transactions, from personal checking to the most competitive of investment products. Bank of Floyd is an independent bank that believes in the value of community banking. It is their privilege to serve and support area businesses and family, friends and neighbors not only in Floyd, but also throughout Carroll County and the Roanoke and New River Valleys. It cares about the communities it serves. In addition to serving their market areas with their financial products and services, it also strives to be a good neighbor and active partner with schools and civic groups. The bank's mission is to be the Financial Institution of choice in their market area. Their team is comprised of experienced staff members that are ready to give personal and professional services to its customers.