Neil Janin

BGEO Group Ltd. operates as a bank holding company. It operates through the following segments: Retail Banking; Corporate Investment Banking; Property and Casual Insurance; Affordable Housing; JSC Belarusky Narodny Bank; Georgia Global Utilities; and Other. The Retail Banking segment offers consumer loans, mortgage loans, overdrafts, credit card facilities and other credit facilities, funds transfer, and settlement services; and handles customers' deposits for both individuals and legal entities. The Corporate Investment Banking segment provides loans and other credit facilities to large legal entities. The P&C Insurance segment is engages in property and casualty insurance services to corporate clients and insured individuals. The Affordable Housing segment develops and sells residential apartments; and holds investment properties repossessed by the bank from defaulted borrowers, and manages those properties. The BNB segment involves in the retail and corporate banking services in Belarus. The GGU segment comprises the utility and energy subsidiaries such as water, and electricity. The Other segment includes JSC Galt & Taggart Holding Georgia, a shell company principally holding investments in subsidiaries of the bank on behalf of the bank. The company was founded on October 21, 1994 and is headquartered in London, the United Kingdom.

Bank of Georgia JSC operates as a commercial bank. It offers retail and business banking, SOLO banking, and asset and wealth management services. The company was founded on October 21, 1994 and is headquartered in Tbilisi, Georgia.

Mckinsey & Co. SAS provides business and management consulting services. The company is headquartered in Paris, France.

Institut Français Des Administrateurs is a private company based in Paris, France. The French company promotes governance and develops leadership skills.