Ronald V. Congemi

Concord EFS, Inc. used to provide electronic transaction services. The firm's services included network services, which provided automated teller machine (ATM) processing, debit card processing, deposit risk management, STARsm network access principally for financial institutions; and payment services, which provided point of sale processing, settlement and related services. Concord served to supermarkets, retailers, gas stations, convenience stores, restaurants and trucking companies. The company was located in Memphis, TN.

Clearent LLC engages in the provision of payment processing services. It offers Compass, next day funding, empower program, cash advance, small business loans, gift cards and loyalty cards, ACH and check processing, DataGuardian, and OptBlue payment solutions. The company was founded by Dan Geraty in 2005 and is headquartered in Creve Coeur, MO.

Visa International Service Association provides electronic payments network and financial services. The company was founded on August 15, 1974 and is headquartered in San Francisco, CA.

First Data Corp. provides electronic commerce and payment solutions. It offers credit card processing and solutions, cash advance, data security, payroll delivery, and check acceptance services. The company was founded in 1971 and is headquartered in Atlanta, GA.

Star Networks, Inc. provides security systems services. It offers ATM and debit card processing services such as terminal driving and monitoring, transaction authorization, and routing. It also offers bill payments, deposit sharing and credit gateways. The firm also offers STAR CertiFlash, a PIN-secured solution combining embedded contactless chip payment with one-time card number technology that mitigates the threat of data compromise through system attack and customer card skimming. The company was founded in 1983 by Ronald V. Congem and is headquartered in Atlanta, GA.