Thomas Schneider

Pathfinder Bancorp, Inc. operates as a bank holding company, which through its subsidiary, Pathfinder Bank provides commercial banking services. The bank is primarily engaged in the business of attracting deposits from the general public in its market area, and investing such deposits, together with other sources of funds, in loans secured by one- to four-family residential real estate, commercial real estate, small business loans, and consumer loans. It invests a portion of its assets in securities issued by the U.S. Government and its agencies and sponsored enterprises, state and municipal obligations, corporate debt securities, mutual funds, and equity securities. The bank also invests in mortgage-backed securities primarily issued or guaranteed by U.S. Government sponsored enterprises. Pathfinder Bancorp was founded in 1995 and is headquartered in Oswego, NY.

New York Bankers Association, Inc. provides financial services. The firm is comprised of commercial banks and thrift institutions. It offers keystate insurance captive management, office depot, excelsior growth fund’s smartloan, agility recovery, and nyba sponsored healthcare solutions from pomco group. The company was founded in 1894 and is headquartered in New York, NY.

Pathfinder Bank engages in the operation of a commercial bank. It offers personal, business, municipal, investments, and insurance services. The company was founded on May 28, 1859 and is headquartered in Oswego, NY.

CenterState Corp. for Economic Opportunity offers business development and economic growth consulting services. The firm provides business expansion, sector analysis, regional marketing, government relationship building, entrepreneur support and infrastructure development consulting services. The company is headquartered in Syracuse, NY.

Part of Pathfinder Bancorp, Inc., Pathfinder REIT, Inc. is a Real Estate Investment Trust/REIT. The company is based in Oswego, NY.

Part of Pathfinder Bancorp, Inc., Pathfinder Risk Management Co., Inc. provides risk management services. The company is based in Oswego, NY.