Thomas V. Guarino

Hudson Valley Investment Advisors, Inc. (HVIA) is a SEC-registered investment advisor headquartered in Goshen, New York. The firm is a subsidiary of Orange County Bancorp, Inc. (OTCMKTS: OCBI). HVIA was founded in 2012, and provides investment management services on both a discretionary and nondiscretionary basis to individuals, trusts, estates, corporations, pension and profit sharing plans, charitable institutions, and investment companies.

Founded in 1995, Hudson Valley Investment Advisors LLC is a registered investment advisor located in Goshen, New York. The firm is a subsidiary of Provident New York Bancorp. (NASDAQ:PBNY). They provide portfolio management and investment advisory services to: Pension Funds & Profit Sharing Plans, Foundations & Endowments, Corporations, IRAs, Individuals, Trust & Estates and Charitable Organizations.

Metropolitan Life Insurance Co. engages in the provision of insurance, annuities, and employee benefits programs. It operates through the US, and MetLife Holdings segments. The company is headquartered in New York, NY.