Tom Harding

J.C. Flowers & Co. LLC (J.C. Flowers & Co.) is a private equity firm founded in 1998 by J. Christopher Flowers. The firm is headquartered in New York.

iLendingDIRECT LLC operates as a national finance and insurance marketing firm that provides auto finance solutions. It offers low-interest auto loans and end-of-lease financing programs. The company was founded by Patrick Fitzgerald in 2006 and is headquartered in Englewood, CO.

Jefferson Capital Systems LLC provides recovery services for consumer charged-off accounts. It offers services such as balance transfer credit card and pre paid debit card programs, purchasing and servicing of secured and unsecured bankruptcies, as well as traditional purchasing of distressed portfolios. The company was founded by David Burton in 2002 and is headquartered in Sartell, MN.

Island Finance Puerto Rico, Inc. operates as a consumer finance company. It provides both consumer loans and loans secured by real estate. The company is headquartered in San Juan, Puerto Rico.

Fairstone Financial, Inc. is a holding company, which engages in the provision of mortgage services. It offers loan solutions including personal loans, mortgages, debt consolidation, and retail financing. The company was founded in 1923 and is headquartered in Montreal, Canada.