Valerie Rubio Lemmon

Ridgewood Investments LLC (Ridgewood) is an independent registered investment advisor and wealth manager headquartered in Springfield, New Jersey. The firm was founded by Kaushal “Ken” Majmudar in 2002. Ridgewood provides fee-based discretionary and non-discretionary investment advice and portfolio management services to individuals, high net-worth individuals, trusts, estates, charitable organizations, foundations, corporations and other business entities.

Capital Research & Management Co., doing business as Capital World Investors (CWI), is an investment advisor headquartered in Los Angeles, California. The firm is a division of Capital Research & Management Co., which is ultimately owned by the Capital Group of Cos. In 2013, The Capital Group restructured its equity investment group and divided the group based on specific investment objectives rather than around particular products or clients. The investment group is now divided into three independent equity divisions, Capital World Investors, Capital Research Global Investors and Capital International Investors. Each division has the flexibility to manage any of the investment objectives or any of the investment vehicles the Capital Group offers. CWI is the retail entity of the Capital Group.