Dennis G. Cohen

Founded in 1968, by Edward Esau Gayle, NCB Capital Markets, Inc. formerly Edward Gayle and Company Ltd., is a broker/dealer located in Kingston, Jamaica. The firm is listed on the Jamaican Stock Exchange and they are the oldest operational brokerage house in the English Speaking Caribbean. They are a subsidiary of National Commercial Bank Jamaica Ltd. and their ultimate parent is Portland Investment Counsel, Inc. NCB Capital Market's research focuses on regional companies that are listed on the Jamaican Stock Exchange.

National Commercial Bank Jamaica Ltd. engages in the provision of commercial banking and financial services. It operates its business through following segments: Retail and Small and Medium-Sized Enterprises (SMEs); Payment Services; Corporate Banking; Treasury and Correspondent Banking; Wealth, Asset Management, and Investment Banking; Life Insurance and Pension Fund Management; General Insurance; and Other. The Retail and SMEs segment incorporates the provision of banking services to individual and small and medium business clients, and money remittance services. The Payment Services segment focuses on the provision of card related services. The Corporate Banking segment deals with the provision of banking services to large corporate clients. The Treasury and Correspondent Banking segment includes the company's liquidity and investment management function, management of correspondent bank relationships, and relationships with other financial institutions as well as foreign currency dealing activities. The Wealth, Asset Management, and Investment Banking segment engages in the provision of stock brokerage, securities trading, investment management, and other financial services. The Life Insurance and Pension Fund Management segment incorporates life insurance, pension, and investment management services. The General Insurance segment focuses on the provision of property and casualty insurance services. The Other segment deals with the brokerage services, trustee services, and registrar and transfer agent services. The company was founded in 1837 and is headquartered in Kingston, Jamaica.

Part of Guardian Holdings Ltd., Guardian Life Ltd. provides insurance and wealth management products and services to Americans. Guardian is a Fortune 250 Trinidadian mutual company and a leading provider of life, disability, dental, and other benefits for individuals, workplaces, and government-sponsored programs. The company has a strong financial foundation, with over $1.70 billion in operating income and surplus capital. Guardian has a community of over 9,000 employees and a network of over 2,500 financial representatives committed to serving clients with expertise. Founded in 1860, the company has a long-term view that helps customers prepare for life events such as starting a family, planning for the future, or taking care of employees.

Advantage General Insurance Co. Ltd. provides insurance services. It offers personal accident policy, commercial insurance, and home and auto insurance. The company was founded in 1964 and is headquartered in Kingston, Jamaica.

Part of Guardian Holdings Ltd., Guardian Life of The Caribbean Ltd. is a Trinidadian company that provides life, health, pension, and financial planning services. The company is based in Westmoorings, Trinidad and Tobago.