Güvenç Usta

Halkbank ad Belgrade engages in the provision of banking and financial services. It operates through the following segments: Corporate and SME, Retail, Public Sector and Public Companies, and Banking Sector. The Corporate and SME segment includes loans for working capital, investment loans, revolving loans, loans covered by deposit, overdraft, loans from IFIs credit lines. The Retail segment refers to the cash loans, refinancing loans, housing loans, energy efficiency from GGF credit line and car loans. The Public Sector and Public Companies segment comprises the public debt securities, t-bills, mostly in RSD and EUR. The Banking Sector includes money market transactions and SWAP. The company was founded in September 1956 and is headquartered in Novi Belgrade, Serbia.