James C. Ratcliff

Cadence Financial Corp. is a financial holding company providing full financial services, including banking, trust services, mortgage, insurance services and investment products. It is engages in general banking business activities. Its deposit products include savings, negotiable order of withdrawal and money market demand accounts, as well as non interest-bearing demand deposits. It provides various wholesale and retail financial services, including mortgage loans, investment services, insurance brokerage and trusts. The company was founded in 1984 and is headquartered in Starkville, MS.