Jarna Heinonen

OP Cooperative operates as a holding company with interests in banking, asset management, and non-life insurance services. The company is headquartered in Helsinki, Finland.

OP Financial Group provides banking, investment and financial services. It operates three segments: Banking, Non-life Insurance and Wealth Management. The firm offers current, saving, foreign currency, return, corporate accounts; debit and credit cards; housing loans, consumer credit, vehicle financing, financing for foreign trade, savings and investment products. It also provides non-life insurance products such as motor vehicle, home and other property policies as well as personal insurance, such as accident, health and travel policies; life insurance products, including pension policies, endowment and unit-linked policies, pure risk policies; and risk management services. The company company was founded in 1902 and is headquartered in Helsinki, Finland.