Katherine Michelle Gallagher

Standard & Poor's Investment Advisory Services LLC (SPIAS) is investment research firm and registered investment advisor headquartered in New York City. The firm is a wholly-owned subsidiary of S&P Global, Inc. (NYSE: SPGI), formerly McGraw Hill Financial, Inc. SPIAS’ advisory services are generally offered to institutions (e.g., broker-dealers, investment advisers, investment companies and other financial institutions). SPIAS does not generally provide its advisory services directly to retail clients, but its services may be used by its clients in advising their own underlying clients, which may include retail clients. SPIAS also provides advisory consulting services to institutional clients and investment managers-of-investment funds, and investment sub-advisory services for registered investment companies, including open-end mutual funds and other institutions. S&P Global's operations consist of three reportable segments: S&P Global Ratings, S&P Global Platts, and S&P Dow Jones Indices. S&P Global Ratings is an independent provider of credit ratings, research and analytics to investors, issuers and market participants. It includes the NRSRO and certain other ratings-related businesses. S&P Global Platts provides essential price data, analytics, and industry insight that enable commodities markets to perform with greater transparency and efficiency. S&P Dow Jones Indices is a global index provider that maintains a wide variety of indices to meet an array of investor needs. In 2016, CFRA acquired S&P Global Market Intelligence’s Equity and Fund Research business (formerly known as S&P Capital IQ and SNL) from S&P Global, Inc.

Alpha Quant Advisors LLC is a registered investment advisor headquartered in Irving, Texas. The firm was founded in 2011 under the name of Crest Investment Partners LLC, which was a subsidiary of Cypress Capital Group, Inc. and was affiliated with Cypress Trust Co. Alpha Quant provides investment advisory services to individuals, high-net worth individuals, institutions such as endowments and foundations, and financial intermediaries such as other investment advisors.

Founded in 2011, Crest Investment Partners LLC is a registered investment advisor located in Palm Beach, Florida. The firm is an affiliate of Cypress Trust Co. a Florida-chartered corporate fiduciary. They are a subsidiary of Cypress Capital Group, Inc. Crest Investment Partners manages equity and multi-asset strategies for institutional and individual clients. Their clients include individuals, pension and profit sharing plans, trusts, institutions, corporations and other business entities.