Kimmo Laaksonen

Danske Capital Finland Ltd. (Danske-Finland) is the Helsinki-based asset management subsidiary of Danske Bank A/S (CO: DANSKE; ADR: DNKEY) in Denmark. Established in 1988, Danske-Finland and Mandatum Asset Management Ltd. merged their activities in 2007. The firm is based in Helsinki and manages equity, fixed-income, and multi-asset class portfolios for private and institutional investors.

Danske Bank PLC operates as a international commercial bank. The company operates through personal banking, business banking, corporate and institutions, Danske capital, and other activities segments. It offers demand deposits, savings accounts, current accounts, money market deposits and time deposits. The company was founded in 1887 and is headquartered in Helsinki, Finland.

Danske Invest Rahastoyhtiö Oy provides investment and financial services. The company was founded on July 10, 1987 and is located in Helsinki, Finland.

Part of Skandinaviska Enskilda Banken AB, ABB Investment Management AG is a Swiss company that provides investment management services. The private company is based in Zurich, Switzerland. The company was founded by Peter Gunnar Werme. ABB Investment Management was acquired by Skandinaviska Enskilda Banken AB from ABB Ltd. on August 28, 1998.

Postipankki Oyj provides lending and other banking services in Finland with branch offices in London, New York and Singapore and representative offices in Moscow, Tokyo, Stockholm and Tallinn. Lending to private consumers accounted for 43% of domestic loan portfolio in 1997; corporate sector, 23%; public sector, 15%; financial institutions, 15% and other, 4%. Interest income accounted for 84% of 1997 revenues; commissions and fees, 13%; foreign exchange income, 2% and leasing, securities income and other, 1%.

Sp-Fund Management Co. Ltd. is an independent, Finnish fund management firm which was founded in 2003. Headquartered in Helsinki, the firm aims to provide Finnish Savings Bank customers with competitive equity, balanced and fixed-income mutual funds and asset management services for enterprises, institutions and private customers.

Arvo Asset Management Ltd. (or Arvo Value Asset Management Ltd.) was a majority-owned subsidiary of Finland-based Sampo Bank (HE: SAMAS), part of Denmark-based Danske Bank (CO: DANSKE). Arvo's employees held the balance ownership. Established in 2005 and based in Helsinki, the firm was known locally as Arvo Omaisuudenhoito Oy, or Arvo Kapitalförvaltning Ab. At the end of 2008 Arvo was fully integrated into Danske Capital as a team specialized in value investing. They managed the Arvo family of mutual funds administered by fellow subsidiary Sampo Fund Management. Arvo also sub-advised value-oriented Eastern European and Russian portfolios in co-operation with Danske Capital.

3C Asset Management OY (3CAM) is the investment management subsidiary of Danske Capital Finland Ltd., itself a subsidiary of Denmark-based Danske Bank A/S (CO: DANSKE). The balance ownership is held by the firm's management and employees. Located in Helsinki with a branch in Stockholm, 3CAM was established in 2002 through the merger of 3C with the alternative management division of Mandatum Asset Management. 3CAM is an alternative investment manager. They manage hedge funds and absolute return mutual funds, administered by their fellow subsidiary Sampo Fund Management. The firm also manages multi-manager products, as well as discretionary equity portfolios. Their clients are institutions and high net-worth individuals.