Nurit Konijnendijk

OBAM NV is an open-ended investment fund that invests in listed shares. The funds' portfolio of companies are selected on the basis of stable earnings growth and good long-term prospects, and includes ING, Wells Fargo, Freeport-Mcmoran, Alpha Natural Resources Inc., ABB, Vale Do Rio Doce, Apache Corp., JPMorgan Chase, Hess Corp., General Electric, Rio Tinto, Schlumberger, Dow Chemical, Wilmar International, Standard Chartered, Yum Brands, and Bayer AG. The company was founded on November 20, 1936 and is headquartered in Amsterdam, Netherlands.

Fortis Investment Management (Netherlands) NV (FIM-N) is the Dutch branch and a subsidiary of Fortis Investment Management SA (Belgium) which is a subsidiary of Fortis Bank SA/NV, in turn majority-owned by the French group BNP Paribas (XP: BNP). The Belgian headquarters and their subsidiaries in Europe, Asia and the US are known under the commercial name Fortis Investments. Fortis Investments manages a broad range of investment products across all major asset classes and markets.The group is organized as a worldwide network of competence centers, each specialized in an asset class or geographical region. Their flagship product is the Fortis L Fund, a Luxembourg-domiciled umbrella fund comprising a wide variety of sub-funds, for the most part sectorial. Established in 1982 and formerly known as AMEV Asset Management, FIM-N is located in Amsterdam. In 2008 the firm absorbed ABN AMRO Asset Management BV, following the merger of the asset management activities of Fortis and ABN AMRO worldwide. FIM-N manages a range of global, regional and domestic investment strategies. The firm specializes in asset allocation and balanced funds, in multi-management and in real estate investments. They manage a range of funds quoted on the Dutch stock exchange, and distributed domestically through the Fortis group as well as through third-parties. They also manage discretionary accounts. The firm's clients are institutions and high-net worth individuals, as well as wholesalers and retail investors.

Fortis Investment Management (Netherlands) NV (FIM-N) is the Dutch branch and a subsidiary of Fortis Investment Management SA (Belgium) which is a subsidiary of Fortis Bank SA/NV, in turn majority-owned by the French group BNP Paribas (XP: BNP). The Belgian headquarters and their subsidiaries in Europe, Asia and the US are known under the commercial name Fortis Investments. Fortis Investments manages a broad range of investment products across all major asset classes and markets.The group is organized as a worldwide network of competence centers, each specialized in an asset class or geographical region. Their flagship product is the Fortis L Fund, a Luxembourg-domiciled umbrella fund comprising a wide variety of sub-funds, for the most part sectorial. Established in 1982 and formerly known as AMEV Asset Management, FIM-N is located in Amsterdam. In 2008 the firm absorbed ABN AMRO Asset Management BV, following the merger of the asset management activities of Fortis and ABN AMRO worldwide. FIM-N manages a range of global, regional and domestic investment strategies. The firm specializes in asset allocation and balanced funds, in multi-management and in real estate investments. They manage a range of funds quoted on the Dutch stock exchange, and distributed domestically through the Fortis group as well as through third-parties. They also manage discretionary accounts. The firm's clients are institutions and high-net worth individuals, as well as wholesalers and retail investors.

Fortis Investment Management (Netherlands) NV (FIM-N) is the Dutch branch and a subsidiary of Fortis Investment Management SA (Belgium) which is a subsidiary of Fortis Bank SA/NV, in turn majority-owned by the French group BNP Paribas (XP: BNP). The Belgian headquarters and their subsidiaries in Europe, Asia and the US are known under the commercial name Fortis Investments. Fortis Investments manages a broad range of investment products across all major asset classes and markets.The group is organized as a worldwide network of competence centers, each specialized in an asset class or geographical region. Their flagship product is the Fortis L Fund, a Luxembourg-domiciled umbrella fund comprising a wide variety of sub-funds, for the most part sectorial. Established in 1982 and formerly known as AMEV Asset Management, FIM-N is located in Amsterdam. In 2008 the firm absorbed ABN AMRO Asset Management BV, following the merger of the asset management activities of Fortis and ABN AMRO worldwide. FIM-N manages a range of global, regional and domestic investment strategies. The firm specializes in asset allocation and balanced funds, in multi-management and in real estate investments. They manage a range of funds quoted on the Dutch stock exchange, and distributed domestically through the Fortis group as well as through third-parties. They also manage discretionary accounts. The firm's clients are institutions and high-net worth individuals, as well as wholesalers and retail investors.

Fortis Investment Management (Netherlands) NV (FIM-N) is the Dutch branch and a subsidiary of Fortis Investment Management SA (Belgium) which is a subsidiary of Fortis Bank SA/NV, in turn majority-owned by the French group BNP Paribas (XP: BNP). The Belgian headquarters and their subsidiaries in Europe, Asia and the US are known under the commercial name Fortis Investments. Fortis Investments manages a broad range of investment products across all major asset classes and markets.The group is organized as a worldwide network of competence centers, each specialized in an asset class or geographical region. Their flagship product is the Fortis L Fund, a Luxembourg-domiciled umbrella fund comprising a wide variety of sub-funds, for the most part sectorial. Established in 1982 and formerly known as AMEV Asset Management, FIM-N is located in Amsterdam. In 2008 the firm absorbed ABN AMRO Asset Management BV, following the merger of the asset management activities of Fortis and ABN AMRO worldwide. FIM-N manages a range of global, regional and domestic investment strategies. The firm specializes in asset allocation and balanced funds, in multi-management and in real estate investments. They manage a range of funds quoted on the Dutch stock exchange, and distributed domestically through the Fortis group as well as through third-parties. They also manage discretionary accounts. The firm's clients are institutions and high-net worth individuals, as well as wholesalers and retail investors.

Fortis Investment Management (Netherlands) NV (FIM-N) is the Dutch branch and a subsidiary of Fortis Investment Management SA (Belgium) which is a subsidiary of Fortis Bank SA/NV, in turn majority-owned by the French group BNP Paribas (XP: BNP). The Belgian headquarters and their subsidiaries in Europe, Asia and the US are known under the commercial name Fortis Investments. Fortis Investments manages a broad range of investment products across all major asset classes and markets.The group is organized as a worldwide network of competence centers, each specialized in an asset class or geographical region. Their flagship product is the Fortis L Fund, a Luxembourg-domiciled umbrella fund comprising a wide variety of sub-funds, for the most part sectorial. Established in 1982 and formerly known as AMEV Asset Management, FIM-N is located in Amsterdam. In 2008 the firm absorbed ABN AMRO Asset Management BV, following the merger of the asset management activities of Fortis and ABN AMRO worldwide. FIM-N manages a range of global, regional and domestic investment strategies. The firm specializes in asset allocation and balanced funds, in multi-management and in real estate investments. They manage a range of funds quoted on the Dutch stock exchange, and distributed domestically through the Fortis group as well as through third-parties. They also manage discretionary accounts. The firm's clients are institutions and high-net worth individuals, as well as wholesalers and retail investors.

Fortis Investment Management (Netherlands) NV (FIM-N) is the Dutch branch and a subsidiary of Fortis Investment Management SA (Belgium) which is a subsidiary of Fortis Bank SA/NV, in turn majority-owned by the French group BNP Paribas (XP: BNP). The Belgian headquarters and their subsidiaries in Europe, Asia and the US are known under the commercial name Fortis Investments. Fortis Investments manages a broad range of investment products across all major asset classes and markets.The group is organized as a worldwide network of competence centers, each specialized in an asset class or geographical region. Their flagship product is the Fortis L Fund, a Luxembourg-domiciled umbrella fund comprising a wide variety of sub-funds, for the most part sectorial. Established in 1982 and formerly known as AMEV Asset Management, FIM-N is located in Amsterdam. In 2008 the firm absorbed ABN AMRO Asset Management BV, following the merger of the asset management activities of Fortis and ABN AMRO worldwide. FIM-N manages a range of global, regional and domestic investment strategies. The firm specializes in asset allocation and balanced funds, in multi-management and in real estate investments. They manage a range of funds quoted on the Dutch stock exchange, and distributed domestically through the Fortis group as well as through third-parties. They also manage discretionary accounts. The firm's clients are institutions and high-net worth individuals, as well as wholesalers and retail investors.

Fortis Investment Management (Netherlands) NV (FIM-N) is the Dutch branch and a subsidiary of Fortis Investment Management SA (Belgium) which is a subsidiary of Fortis Bank SA/NV, in turn majority-owned by the French group BNP Paribas (XP: BNP). The Belgian headquarters and their subsidiaries in Europe, Asia and the US are known under the commercial name Fortis Investments. Fortis Investments manages a broad range of investment products across all major asset classes and markets.The group is organized as a worldwide network of competence centers, each specialized in an asset class or geographical region. Their flagship product is the Fortis L Fund, a Luxembourg-domiciled umbrella fund comprising a wide variety of sub-funds, for the most part sectorial. Established in 1982 and formerly known as AMEV Asset Management, FIM-N is located in Amsterdam. In 2008 the firm absorbed ABN AMRO Asset Management BV, following the merger of the asset management activities of Fortis and ABN AMRO worldwide. FIM-N manages a range of global, regional and domestic investment strategies. The firm specializes in asset allocation and balanced funds, in multi-management and in real estate investments. They manage a range of funds quoted on the Dutch stock exchange, and distributed domestically through the Fortis group as well as through third-parties. They also manage discretionary accounts. The firm's clients are institutions and high-net worth individuals, as well as wholesalers and retail investors.

Fortis Investment Management (Netherlands) NV (FIM-N) is the Dutch branch and a subsidiary of Fortis Investment Management SA (Belgium) which is a subsidiary of Fortis Bank SA/NV, in turn majority-owned by the French group BNP Paribas (XP: BNP). The Belgian headquarters and their subsidiaries in Europe, Asia and the US are known under the commercial name Fortis Investments. Fortis Investments manages a broad range of investment products across all major asset classes and markets.The group is organized as a worldwide network of competence centers, each specialized in an asset class or geographical region. Their flagship product is the Fortis L Fund, a Luxembourg-domiciled umbrella fund comprising a wide variety of sub-funds, for the most part sectorial. Established in 1982 and formerly known as AMEV Asset Management, FIM-N is located in Amsterdam. In 2008 the firm absorbed ABN AMRO Asset Management BV, following the merger of the asset management activities of Fortis and ABN AMRO worldwide. FIM-N manages a range of global, regional and domestic investment strategies. The firm specializes in asset allocation and balanced funds, in multi-management and in real estate investments. They manage a range of funds quoted on the Dutch stock exchange, and distributed domestically through the Fortis group as well as through third-parties. They also manage discretionary accounts. The firm's clients are institutions and high-net worth individuals, as well as wholesalers and retail investors.

Fortis Investment Management (Netherlands) NV (FIM-N) is the Dutch branch and a subsidiary of Fortis Investment Management SA (Belgium) which is a subsidiary of Fortis Bank SA/NV, in turn majority-owned by the French group BNP Paribas (XP: BNP). The Belgian headquarters and their subsidiaries in Europe, Asia and the US are known under the commercial name Fortis Investments. Fortis Investments manages a broad range of investment products across all major asset classes and markets.The group is organized as a worldwide network of competence centers, each specialized in an asset class or geographical region. Their flagship product is the Fortis L Fund, a Luxembourg-domiciled umbrella fund comprising a wide variety of sub-funds, for the most part sectorial. Established in 1982 and formerly known as AMEV Asset Management, FIM-N is located in Amsterdam. In 2008 the firm absorbed ABN AMRO Asset Management BV, following the merger of the asset management activities of Fortis and ABN AMRO worldwide. FIM-N manages a range of global, regional and domestic investment strategies. The firm specializes in asset allocation and balanced funds, in multi-management and in real estate investments. They manage a range of funds quoted on the Dutch stock exchange, and distributed domestically through the Fortis group as well as through third-parties. They also manage discretionary accounts. The firm's clients are institutions and high-net worth individuals, as well as wholesalers and retail investors.

Fortis Investment Management (Netherlands) NV (FIM-N) is the Dutch branch and a subsidiary of Fortis Investment Management SA (Belgium) which is a subsidiary of Fortis Bank SA/NV, in turn majority-owned by the French group BNP Paribas (XP: BNP). The Belgian headquarters and their subsidiaries in Europe, Asia and the US are known under the commercial name Fortis Investments. Fortis Investments manages a broad range of investment products across all major asset classes and markets.The group is organized as a worldwide network of competence centers, each specialized in an asset class or geographical region. Their flagship product is the Fortis L Fund, a Luxembourg-domiciled umbrella fund comprising a wide variety of sub-funds, for the most part sectorial. Established in 1982 and formerly known as AMEV Asset Management, FIM-N is located in Amsterdam. In 2008 the firm absorbed ABN AMRO Asset Management BV, following the merger of the asset management activities of Fortis and ABN AMRO worldwide. FIM-N manages a range of global, regional and domestic investment strategies. The firm specializes in asset allocation and balanced funds, in multi-management and in real estate investments. They manage a range of funds quoted on the Dutch stock exchange, and distributed domestically through the Fortis group as well as through third-parties. They also manage discretionary accounts. The firm's clients are institutions and high-net worth individuals, as well as wholesalers and retail investors.

Fortis Investment Management (Netherlands) NV (FIM-N) is the Dutch branch and a subsidiary of Fortis Investment Management SA (Belgium) which is a subsidiary of Fortis Bank SA/NV, in turn majority-owned by the French group BNP Paribas (XP: BNP). The Belgian headquarters and their subsidiaries in Europe, Asia and the US are known under the commercial name Fortis Investments. Fortis Investments manages a broad range of investment products across all major asset classes and markets.The group is organized as a worldwide network of competence centers, each specialized in an asset class or geographical region. Their flagship product is the Fortis L Fund, a Luxembourg-domiciled umbrella fund comprising a wide variety of sub-funds, for the most part sectorial. Established in 1982 and formerly known as AMEV Asset Management, FIM-N is located in Amsterdam. In 2008 the firm absorbed ABN AMRO Asset Management BV, following the merger of the asset management activities of Fortis and ABN AMRO worldwide. FIM-N manages a range of global, regional and domestic investment strategies. The firm specializes in asset allocation and balanced funds, in multi-management and in real estate investments. They manage a range of funds quoted on the Dutch stock exchange, and distributed domestically through the Fortis group as well as through third-parties. They also manage discretionary accounts. The firm's clients are institutions and high-net worth individuals, as well as wholesalers and retail investors.

Fortis Investment Management (Netherlands) NV (FIM-N) is the Dutch branch and a subsidiary of Fortis Investment Management SA (Belgium) which is a subsidiary of Fortis Bank SA/NV, in turn majority-owned by the French group BNP Paribas (XP: BNP). The Belgian headquarters and their subsidiaries in Europe, Asia and the US are known under the commercial name Fortis Investments. Fortis Investments manages a broad range of investment products across all major asset classes and markets.The group is organized as a worldwide network of competence centers, each specialized in an asset class or geographical region. Their flagship product is the Fortis L Fund, a Luxembourg-domiciled umbrella fund comprising a wide variety of sub-funds, for the most part sectorial. Established in 1982 and formerly known as AMEV Asset Management, FIM-N is located in Amsterdam. In 2008 the firm absorbed ABN AMRO Asset Management BV, following the merger of the asset management activities of Fortis and ABN AMRO worldwide. FIM-N manages a range of global, regional and domestic investment strategies. The firm specializes in asset allocation and balanced funds, in multi-management and in real estate investments. They manage a range of funds quoted on the Dutch stock exchange, and distributed domestically through the Fortis group as well as through third-parties. They also manage discretionary accounts. The firm's clients are institutions and high-net worth individuals, as well as wholesalers and retail investors.

Fortis Investment Management (Netherlands) NV (FIM-N) is the Dutch branch and a subsidiary of Fortis Investment Management SA (Belgium) which is a subsidiary of Fortis Bank SA/NV, in turn majority-owned by the French group BNP Paribas (XP: BNP). The Belgian headquarters and their subsidiaries in Europe, Asia and the US are known under the commercial name Fortis Investments. Fortis Investments manages a broad range of investment products across all major asset classes and markets.The group is organized as a worldwide network of competence centers, each specialized in an asset class or geographical region. Their flagship product is the Fortis L Fund, a Luxembourg-domiciled umbrella fund comprising a wide variety of sub-funds, for the most part sectorial. Established in 1982 and formerly known as AMEV Asset Management, FIM-N is located in Amsterdam. In 2008 the firm absorbed ABN AMRO Asset Management BV, following the merger of the asset management activities of Fortis and ABN AMRO worldwide. FIM-N manages a range of global, regional and domestic investment strategies. The firm specializes in asset allocation and balanced funds, in multi-management and in real estate investments. They manage a range of funds quoted on the Dutch stock exchange, and distributed domestically through the Fortis group as well as through third-parties. They also manage discretionary accounts. The firm's clients are institutions and high-net worth individuals, as well as wholesalers and retail investors.

Fortis Investment Management (Netherlands) NV (FIM-N) is the Dutch branch and a subsidiary of Fortis Investment Management SA (Belgium) which is a subsidiary of Fortis Bank SA/NV, in turn majority-owned by the French group BNP Paribas (XP: BNP). The Belgian headquarters and their subsidiaries in Europe, Asia and the US are known under the commercial name Fortis Investments. Fortis Investments manages a broad range of investment products across all major asset classes and markets.The group is organized as a worldwide network of competence centers, each specialized in an asset class or geographical region. Their flagship product is the Fortis L Fund, a Luxembourg-domiciled umbrella fund comprising a wide variety of sub-funds, for the most part sectorial. Established in 1982 and formerly known as AMEV Asset Management, FIM-N is located in Amsterdam. In 2008 the firm absorbed ABN AMRO Asset Management BV, following the merger of the asset management activities of Fortis and ABN AMRO worldwide. FIM-N manages a range of global, regional and domestic investment strategies. The firm specializes in asset allocation and balanced funds, in multi-management and in real estate investments. They manage a range of funds quoted on the Dutch stock exchange, and distributed domestically through the Fortis group as well as through third-parties. They also manage discretionary accounts. The firm's clients are institutions and high-net worth individuals, as well as wholesalers and retail investors.

Fortis Investment Management (Netherlands) NV (FIM-N) is the Dutch branch and a subsidiary of Fortis Investment Management SA (Belgium) which is a subsidiary of Fortis Bank SA/NV, in turn majority-owned by the French group BNP Paribas (XP: BNP). The Belgian headquarters and their subsidiaries in Europe, Asia and the US are known under the commercial name Fortis Investments. Fortis Investments manages a broad range of investment products across all major asset classes and markets.The group is organized as a worldwide network of competence centers, each specialized in an asset class or geographical region. Their flagship product is the Fortis L Fund, a Luxembourg-domiciled umbrella fund comprising a wide variety of sub-funds, for the most part sectorial. Established in 1982 and formerly known as AMEV Asset Management, FIM-N is located in Amsterdam. In 2008 the firm absorbed ABN AMRO Asset Management BV, following the merger of the asset management activities of Fortis and ABN AMRO worldwide. FIM-N manages a range of global, regional and domestic investment strategies. The firm specializes in asset allocation and balanced funds, in multi-management and in real estate investments. They manage a range of funds quoted on the Dutch stock exchange, and distributed domestically through the Fortis group as well as through third-parties. They also manage discretionary accounts. The firm's clients are institutions and high-net worth individuals, as well as wholesalers and retail investors.

Fortis Investment Management (Netherlands) NV (FIM-N) is the Dutch branch and a subsidiary of Fortis Investment Management SA (Belgium) which is a subsidiary of Fortis Bank SA/NV, in turn majority-owned by the French group BNP Paribas (XP: BNP). The Belgian headquarters and their subsidiaries in Europe, Asia and the US are known under the commercial name Fortis Investments. Fortis Investments manages a broad range of investment products across all major asset classes and markets.The group is organized as a worldwide network of competence centers, each specialized in an asset class or geographical region. Their flagship product is the Fortis L Fund, a Luxembourg-domiciled umbrella fund comprising a wide variety of sub-funds, for the most part sectorial. Established in 1982 and formerly known as AMEV Asset Management, FIM-N is located in Amsterdam. In 2008 the firm absorbed ABN AMRO Asset Management BV, following the merger of the asset management activities of Fortis and ABN AMRO worldwide. FIM-N manages a range of global, regional and domestic investment strategies. The firm specializes in asset allocation and balanced funds, in multi-management and in real estate investments. They manage a range of funds quoted on the Dutch stock exchange, and distributed domestically through the Fortis group as well as through third-parties. They also manage discretionary accounts. The firm's clients are institutions and high-net worth individuals, as well as wholesalers and retail investors.

Fortis Investment Management (Netherlands) NV (FIM-N) is the Dutch branch and a subsidiary of Fortis Investment Management SA (Belgium) which is a subsidiary of Fortis Bank SA/NV, in turn majority-owned by the French group BNP Paribas (XP: BNP). The Belgian headquarters and their subsidiaries in Europe, Asia and the US are known under the commercial name Fortis Investments. Fortis Investments manages a broad range of investment products across all major asset classes and markets.The group is organized as a worldwide network of competence centers, each specialized in an asset class or geographical region. Their flagship product is the Fortis L Fund, a Luxembourg-domiciled umbrella fund comprising a wide variety of sub-funds, for the most part sectorial. Established in 1982 and formerly known as AMEV Asset Management, FIM-N is located in Amsterdam. In 2008 the firm absorbed ABN AMRO Asset Management BV, following the merger of the asset management activities of Fortis and ABN AMRO worldwide. FIM-N manages a range of global, regional and domestic investment strategies. The firm specializes in asset allocation and balanced funds, in multi-management and in real estate investments. They manage a range of funds quoted on the Dutch stock exchange, and distributed domestically through the Fortis group as well as through third-parties. They also manage discretionary accounts. The firm's clients are institutions and high-net worth individuals, as well as wholesalers and retail investors.

Fortis Investment Management (Netherlands) NV (FIM-N) is the Dutch branch and a subsidiary of Fortis Investment Management SA (Belgium) which is a subsidiary of Fortis Bank SA/NV, in turn majority-owned by the French group BNP Paribas (XP: BNP). The Belgian headquarters and their subsidiaries in Europe, Asia and the US are known under the commercial name Fortis Investments. Fortis Investments manages a broad range of investment products across all major asset classes and markets.The group is organized as a worldwide network of competence centers, each specialized in an asset class or geographical region. Their flagship product is the Fortis L Fund, a Luxembourg-domiciled umbrella fund comprising a wide variety of sub-funds, for the most part sectorial. Established in 1982 and formerly known as AMEV Asset Management, FIM-N is located in Amsterdam. In 2008 the firm absorbed ABN AMRO Asset Management BV, following the merger of the asset management activities of Fortis and ABN AMRO worldwide. FIM-N manages a range of global, regional and domestic investment strategies. The firm specializes in asset allocation and balanced funds, in multi-management and in real estate investments. They manage a range of funds quoted on the Dutch stock exchange, and distributed domestically through the Fortis group as well as through third-parties. They also manage discretionary accounts. The firm's clients are institutions and high-net worth individuals, as well as wholesalers and retail investors.

Fortis Investment Management (Netherlands) NV (FIM-N) is the Dutch branch and a subsidiary of Fortis Investment Management SA (Belgium) which is a subsidiary of Fortis Bank SA/NV, in turn majority-owned by the French group BNP Paribas (XP: BNP). The Belgian headquarters and their subsidiaries in Europe, Asia and the US are known under the commercial name Fortis Investments. Fortis Investments manages a broad range of investment products across all major asset classes and markets.The group is organized as a worldwide network of competence centers, each specialized in an asset class or geographical region. Their flagship product is the Fortis L Fund, a Luxembourg-domiciled umbrella fund comprising a wide variety of sub-funds, for the most part sectorial. Established in 1982 and formerly known as AMEV Asset Management, FIM-N is located in Amsterdam. In 2008 the firm absorbed ABN AMRO Asset Management BV, following the merger of the asset management activities of Fortis and ABN AMRO worldwide. FIM-N manages a range of global, regional and domestic investment strategies. The firm specializes in asset allocation and balanced funds, in multi-management and in real estate investments. They manage a range of funds quoted on the Dutch stock exchange, and distributed domestically through the Fortis group as well as through third-parties. They also manage discretionary accounts. The firm's clients are institutions and high-net worth individuals, as well as wholesalers and retail investors.

Fortis Investment Management (Netherlands) NV (FIM-N) is the Dutch branch and a subsidiary of Fortis Investment Management SA (Belgium) which is a subsidiary of Fortis Bank SA/NV, in turn majority-owned by the French group BNP Paribas (XP: BNP). The Belgian headquarters and their subsidiaries in Europe, Asia and the US are known under the commercial name Fortis Investments. Fortis Investments manages a broad range of investment products across all major asset classes and markets.The group is organized as a worldwide network of competence centers, each specialized in an asset class or geographical region. Their flagship product is the Fortis L Fund, a Luxembourg-domiciled umbrella fund comprising a wide variety of sub-funds, for the most part sectorial. Established in 1982 and formerly known as AMEV Asset Management, FIM-N is located in Amsterdam. In 2008 the firm absorbed ABN AMRO Asset Management BV, following the merger of the asset management activities of Fortis and ABN AMRO worldwide. FIM-N manages a range of global, regional and domestic investment strategies. The firm specializes in asset allocation and balanced funds, in multi-management and in real estate investments. They manage a range of funds quoted on the Dutch stock exchange, and distributed domestically through the Fortis group as well as through third-parties. They also manage discretionary accounts. The firm's clients are institutions and high-net worth individuals, as well as wholesalers and retail investors.

Fortis Investment Management (Netherlands) NV (FIM-N) is the Dutch branch and a subsidiary of Fortis Investment Management SA (Belgium) which is a subsidiary of Fortis Bank SA/NV, in turn majority-owned by the French group BNP Paribas (XP: BNP). The Belgian headquarters and their subsidiaries in Europe, Asia and the US are known under the commercial name Fortis Investments. Fortis Investments manages a broad range of investment products across all major asset classes and markets.The group is organized as a worldwide network of competence centers, each specialized in an asset class or geographical region. Their flagship product is the Fortis L Fund, a Luxembourg-domiciled umbrella fund comprising a wide variety of sub-funds, for the most part sectorial. Established in 1982 and formerly known as AMEV Asset Management, FIM-N is located in Amsterdam. In 2008 the firm absorbed ABN AMRO Asset Management BV, following the merger of the asset management activities of Fortis and ABN AMRO worldwide. FIM-N manages a range of global, regional and domestic investment strategies. The firm specializes in asset allocation and balanced funds, in multi-management and in real estate investments. They manage a range of funds quoted on the Dutch stock exchange, and distributed domestically through the Fortis group as well as through third-parties. They also manage discretionary accounts. The firm's clients are institutions and high-net worth individuals, as well as wholesalers and retail investors.

Fortis Investment Management (Netherlands) NV (FIM-N) is the Dutch branch and a subsidiary of Fortis Investment Management SA (Belgium) which is a subsidiary of Fortis Bank SA/NV, in turn majority-owned by the French group BNP Paribas (XP: BNP). The Belgian headquarters and their subsidiaries in Europe, Asia and the US are known under the commercial name Fortis Investments. Fortis Investments manages a broad range of investment products across all major asset classes and markets.The group is organized as a worldwide network of competence centers, each specialized in an asset class or geographical region. Their flagship product is the Fortis L Fund, a Luxembourg-domiciled umbrella fund comprising a wide variety of sub-funds, for the most part sectorial. Established in 1982 and formerly known as AMEV Asset Management, FIM-N is located in Amsterdam. In 2008 the firm absorbed ABN AMRO Asset Management BV, following the merger of the asset management activities of Fortis and ABN AMRO worldwide. FIM-N manages a range of global, regional and domestic investment strategies. The firm specializes in asset allocation and balanced funds, in multi-management and in real estate investments. They manage a range of funds quoted on the Dutch stock exchange, and distributed domestically through the Fortis group as well as through third-parties. They also manage discretionary accounts. The firm's clients are institutions and high-net worth individuals, as well as wholesalers and retail investors.

Fortis Investment Management (Netherlands) NV (FIM-N) is the Dutch branch and a subsidiary of Fortis Investment Management SA (Belgium) which is a subsidiary of Fortis Bank SA/NV, in turn majority-owned by the French group BNP Paribas (XP: BNP). The Belgian headquarters and their subsidiaries in Europe, Asia and the US are known under the commercial name Fortis Investments. Fortis Investments manages a broad range of investment products across all major asset classes and markets.The group is organized as a worldwide network of competence centers, each specialized in an asset class or geographical region. Their flagship product is the Fortis L Fund, a Luxembourg-domiciled umbrella fund comprising a wide variety of sub-funds, for the most part sectorial. Established in 1982 and formerly known as AMEV Asset Management, FIM-N is located in Amsterdam. In 2008 the firm absorbed ABN AMRO Asset Management BV, following the merger of the asset management activities of Fortis and ABN AMRO worldwide. FIM-N manages a range of global, regional and domestic investment strategies. The firm specializes in asset allocation and balanced funds, in multi-management and in real estate investments. They manage a range of funds quoted on the Dutch stock exchange, and distributed domestically through the Fortis group as well as through third-parties. They also manage discretionary accounts. The firm's clients are institutions and high-net worth individuals, as well as wholesalers and retail investors.

Fortis Investment Management (Netherlands) NV (FIM-N) is the Dutch branch and a subsidiary of Fortis Investment Management SA (Belgium) which is a subsidiary of Fortis Bank SA/NV, in turn majority-owned by the French group BNP Paribas (XP: BNP). The Belgian headquarters and their subsidiaries in Europe, Asia and the US are known under the commercial name Fortis Investments. Fortis Investments manages a broad range of investment products across all major asset classes and markets.The group is organized as a worldwide network of competence centers, each specialized in an asset class or geographical region. Their flagship product is the Fortis L Fund, a Luxembourg-domiciled umbrella fund comprising a wide variety of sub-funds, for the most part sectorial. Established in 1982 and formerly known as AMEV Asset Management, FIM-N is located in Amsterdam. In 2008 the firm absorbed ABN AMRO Asset Management BV, following the merger of the asset management activities of Fortis and ABN AMRO worldwide. FIM-N manages a range of global, regional and domestic investment strategies. The firm specializes in asset allocation and balanced funds, in multi-management and in real estate investments. They manage a range of funds quoted on the Dutch stock exchange, and distributed domestically through the Fortis group as well as through third-parties. They also manage discretionary accounts. The firm's clients are institutions and high-net worth individuals, as well as wholesalers and retail investors.

Fortis Investment Management (Netherlands) NV (FIM-N) is the Dutch branch and a subsidiary of Fortis Investment Management SA (Belgium) which is a subsidiary of Fortis Bank SA/NV, in turn majority-owned by the French group BNP Paribas (XP: BNP). The Belgian headquarters and their subsidiaries in Europe, Asia and the US are known under the commercial name Fortis Investments. Fortis Investments manages a broad range of investment products across all major asset classes and markets.The group is organized as a worldwide network of competence centers, each specialized in an asset class or geographical region. Their flagship product is the Fortis L Fund, a Luxembourg-domiciled umbrella fund comprising a wide variety of sub-funds, for the most part sectorial. Established in 1982 and formerly known as AMEV Asset Management, FIM-N is located in Amsterdam. In 2008 the firm absorbed ABN AMRO Asset Management BV, following the merger of the asset management activities of Fortis and ABN AMRO worldwide. FIM-N manages a range of global, regional and domestic investment strategies. The firm specializes in asset allocation and balanced funds, in multi-management and in real estate investments. They manage a range of funds quoted on the Dutch stock exchange, and distributed domestically through the Fortis group as well as through third-parties. They also manage discretionary accounts. The firm's clients are institutions and high-net worth individuals, as well as wholesalers and retail investors.

Fortis Investment Management (Netherlands) NV (FIM-N) is the Dutch branch and a subsidiary of Fortis Investment Management SA (Belgium) which is a subsidiary of Fortis Bank SA/NV, in turn majority-owned by the French group BNP Paribas (XP: BNP). The Belgian headquarters and their subsidiaries in Europe, Asia and the US are known under the commercial name Fortis Investments. Fortis Investments manages a broad range of investment products across all major asset classes and markets.The group is organized as a worldwide network of competence centers, each specialized in an asset class or geographical region. Their flagship product is the Fortis L Fund, a Luxembourg-domiciled umbrella fund comprising a wide variety of sub-funds, for the most part sectorial. Established in 1982 and formerly known as AMEV Asset Management, FIM-N is located in Amsterdam. In 2008 the firm absorbed ABN AMRO Asset Management BV, following the merger of the asset management activities of Fortis and ABN AMRO worldwide. FIM-N manages a range of global, regional and domestic investment strategies. The firm specializes in asset allocation and balanced funds, in multi-management and in real estate investments. They manage a range of funds quoted on the Dutch stock exchange, and distributed domestically through the Fortis group as well as through third-parties. They also manage discretionary accounts. The firm's clients are institutions and high-net worth individuals, as well as wholesalers and retail investors.

Fortis Investment Management (Netherlands) NV (FIM-N) is the Dutch branch and a subsidiary of Fortis Investment Management SA (Belgium) which is a subsidiary of Fortis Bank SA/NV, in turn majority-owned by the French group BNP Paribas (XP: BNP). The Belgian headquarters and their subsidiaries in Europe, Asia and the US are known under the commercial name Fortis Investments. Fortis Investments manages a broad range of investment products across all major asset classes and markets.The group is organized as a worldwide network of competence centers, each specialized in an asset class or geographical region. Their flagship product is the Fortis L Fund, a Luxembourg-domiciled umbrella fund comprising a wide variety of sub-funds, for the most part sectorial. Established in 1982 and formerly known as AMEV Asset Management, FIM-N is located in Amsterdam. In 2008 the firm absorbed ABN AMRO Asset Management BV, following the merger of the asset management activities of Fortis and ABN AMRO worldwide. FIM-N manages a range of global, regional and domestic investment strategies. The firm specializes in asset allocation and balanced funds, in multi-management and in real estate investments. They manage a range of funds quoted on the Dutch stock exchange, and distributed domestically through the Fortis group as well as through third-parties. They also manage discretionary accounts. The firm's clients are institutions and high-net worth individuals, as well as wholesalers and retail investors.

Fortis Investment Management (Netherlands) NV (FIM-N) is the Dutch branch and a subsidiary of Fortis Investment Management SA (Belgium) which is a subsidiary of Fortis Bank SA/NV, in turn majority-owned by the French group BNP Paribas (XP: BNP). The Belgian headquarters and their subsidiaries in Europe, Asia and the US are known under the commercial name Fortis Investments. Fortis Investments manages a broad range of investment products across all major asset classes and markets.The group is organized as a worldwide network of competence centers, each specialized in an asset class or geographical region. Their flagship product is the Fortis L Fund, a Luxembourg-domiciled umbrella fund comprising a wide variety of sub-funds, for the most part sectorial. Established in 1982 and formerly known as AMEV Asset Management, FIM-N is located in Amsterdam. In 2008 the firm absorbed ABN AMRO Asset Management BV, following the merger of the asset management activities of Fortis and ABN AMRO worldwide. FIM-N manages a range of global, regional and domestic investment strategies. The firm specializes in asset allocation and balanced funds, in multi-management and in real estate investments. They manage a range of funds quoted on the Dutch stock exchange, and distributed domestically through the Fortis group as well as through third-parties. They also manage discretionary accounts. The firm's clients are institutions and high-net worth individuals, as well as wholesalers and retail investors.

Fortis Investment Management (Netherlands) NV (FIM-N) is the Dutch branch and a subsidiary of Fortis Investment Management SA (Belgium) which is a subsidiary of Fortis Bank SA/NV, in turn majority-owned by the French group BNP Paribas (XP: BNP). The Belgian headquarters and their subsidiaries in Europe, Asia and the US are known under the commercial name Fortis Investments. Fortis Investments manages a broad range of investment products across all major asset classes and markets.The group is organized as a worldwide network of competence centers, each specialized in an asset class or geographical region. Their flagship product is the Fortis L Fund, a Luxembourg-domiciled umbrella fund comprising a wide variety of sub-funds, for the most part sectorial. Established in 1982 and formerly known as AMEV Asset Management, FIM-N is located in Amsterdam. In 2008 the firm absorbed ABN AMRO Asset Management BV, following the merger of the asset management activities of Fortis and ABN AMRO worldwide. FIM-N manages a range of global, regional and domestic investment strategies. The firm specializes in asset allocation and balanced funds, in multi-management and in real estate investments. They manage a range of funds quoted on the Dutch stock exchange, and distributed domestically through the Fortis group as well as through third-parties. They also manage discretionary accounts. The firm's clients are institutions and high-net worth individuals, as well as wholesalers and retail investors.

Fortis Investment Management (Netherlands) NV (FIM-N) is the Dutch branch and a subsidiary of Fortis Investment Management SA (Belgium) which is a subsidiary of Fortis Bank SA/NV, in turn majority-owned by the French group BNP Paribas (XP: BNP). The Belgian headquarters and their subsidiaries in Europe, Asia and the US are known under the commercial name Fortis Investments. Fortis Investments manages a broad range of investment products across all major asset classes and markets.The group is organized as a worldwide network of competence centers, each specialized in an asset class or geographical region. Their flagship product is the Fortis L Fund, a Luxembourg-domiciled umbrella fund comprising a wide variety of sub-funds, for the most part sectorial. Established in 1982 and formerly known as AMEV Asset Management, FIM-N is located in Amsterdam. In 2008 the firm absorbed ABN AMRO Asset Management BV, following the merger of the asset management activities of Fortis and ABN AMRO worldwide. FIM-N manages a range of global, regional and domestic investment strategies. The firm specializes in asset allocation and balanced funds, in multi-management and in real estate investments. They manage a range of funds quoted on the Dutch stock exchange, and distributed domestically through the Fortis group as well as through third-parties. They also manage discretionary accounts. The firm's clients are institutions and high-net worth individuals, as well as wholesalers and retail investors.

Fortis Investment Management (Netherlands) NV (FIM-N) is the Dutch branch and a subsidiary of Fortis Investment Management SA (Belgium) which is a subsidiary of Fortis Bank SA/NV, in turn majority-owned by the French group BNP Paribas (XP: BNP). The Belgian headquarters and their subsidiaries in Europe, Asia and the US are known under the commercial name Fortis Investments. Fortis Investments manages a broad range of investment products across all major asset classes and markets.The group is organized as a worldwide network of competence centers, each specialized in an asset class or geographical region. Their flagship product is the Fortis L Fund, a Luxembourg-domiciled umbrella fund comprising a wide variety of sub-funds, for the most part sectorial. Established in 1982 and formerly known as AMEV Asset Management, FIM-N is located in Amsterdam. In 2008 the firm absorbed ABN AMRO Asset Management BV, following the merger of the asset management activities of Fortis and ABN AMRO worldwide. FIM-N manages a range of global, regional and domestic investment strategies. The firm specializes in asset allocation and balanced funds, in multi-management and in real estate investments. They manage a range of funds quoted on the Dutch stock exchange, and distributed domestically through the Fortis group as well as through third-parties. They also manage discretionary accounts. The firm's clients are institutions and high-net worth individuals, as well as wholesalers and retail investors.

OBAM NV is an open-ended investment fund that invests in listed shares. The funds' portfolio of companies are selected on the basis of stable earnings growth and good long-term prospects, and includes ING, Wells Fargo, Freeport-Mcmoran, Alpha Natural Resources Inc., ABB, Vale Do Rio Doce, Apache Corp., JPMorgan Chase, Hess Corp., General Electric, Rio Tinto, Schlumberger, Dow Chemical, Wilmar International, Standard Chartered, Yum Brands, and Bayer AG. The company was founded on November 20, 1936 and is headquartered in Amsterdam, Netherlands.

Fortis Investment Management (Netherlands) NV (FIM-N) is the Dutch branch and a subsidiary of Fortis Investment Management SA (Belgium) which is a subsidiary of Fortis Bank SA/NV, in turn majority-owned by the French group BNP Paribas (XP: BNP). The Belgian headquarters and their subsidiaries in Europe, Asia and the US are known under the commercial name Fortis Investments. Fortis Investments manages a broad range of investment products across all major asset classes and markets.The group is organized as a worldwide network of competence centers, each specialized in an asset class or geographical region. Their flagship product is the Fortis L Fund, a Luxembourg-domiciled umbrella fund comprising a wide variety of sub-funds, for the most part sectorial. Established in 1982 and formerly known as AMEV Asset Management, FIM-N is located in Amsterdam. In 2008 the firm absorbed ABN AMRO Asset Management BV, following the merger of the asset management activities of Fortis and ABN AMRO worldwide. FIM-N manages a range of global, regional and domestic investment strategies. The firm specializes in asset allocation and balanced funds, in multi-management and in real estate investments. They manage a range of funds quoted on the Dutch stock exchange, and distributed domestically through the Fortis group as well as through third-parties. They also manage discretionary accounts. The firm's clients are institutions and high-net worth individuals, as well as wholesalers and retail investors.

Fortis Investment Management (Netherlands) NV (FIM-N) is the Dutch branch and a subsidiary of Fortis Investment Management SA (Belgium) which is a subsidiary of Fortis Bank SA/NV, in turn majority-owned by the French group BNP Paribas (XP: BNP). The Belgian headquarters and their subsidiaries in Europe, Asia and the US are known under the commercial name Fortis Investments. Fortis Investments manages a broad range of investment products across all major asset classes and markets.The group is organized as a worldwide network of competence centers, each specialized in an asset class or geographical region. Their flagship product is the Fortis L Fund, a Luxembourg-domiciled umbrella fund comprising a wide variety of sub-funds, for the most part sectorial. Established in 1982 and formerly known as AMEV Asset Management, FIM-N is located in Amsterdam. In 2008 the firm absorbed ABN AMRO Asset Management BV, following the merger of the asset management activities of Fortis and ABN AMRO worldwide. FIM-N manages a range of global, regional and domestic investment strategies. The firm specializes in asset allocation and balanced funds, in multi-management and in real estate investments. They manage a range of funds quoted on the Dutch stock exchange, and distributed domestically through the Fortis group as well as through third-parties. They also manage discretionary accounts. The firm's clients are institutions and high-net worth individuals, as well as wholesalers and retail investors.

Fortis Investment Management (Netherlands) NV (FIM-N) is the Dutch branch and a subsidiary of Fortis Investment Management SA (Belgium) which is a subsidiary of Fortis Bank SA/NV, in turn majority-owned by the French group BNP Paribas (XP: BNP). The Belgian headquarters and their subsidiaries in Europe, Asia and the US are known under the commercial name Fortis Investments. Fortis Investments manages a broad range of investment products across all major asset classes and markets.The group is organized as a worldwide network of competence centers, each specialized in an asset class or geographical region. Their flagship product is the Fortis L Fund, a Luxembourg-domiciled umbrella fund comprising a wide variety of sub-funds, for the most part sectorial. Established in 1982 and formerly known as AMEV Asset Management, FIM-N is located in Amsterdam. In 2008 the firm absorbed ABN AMRO Asset Management BV, following the merger of the asset management activities of Fortis and ABN AMRO worldwide. FIM-N manages a range of global, regional and domestic investment strategies. The firm specializes in asset allocation and balanced funds, in multi-management and in real estate investments. They manage a range of funds quoted on the Dutch stock exchange, and distributed domestically through the Fortis group as well as through third-parties. They also manage discretionary accounts. The firm's clients are institutions and high-net worth individuals, as well as wholesalers and retail investors.

Fortis Investment Management (Netherlands) NV (FIM-N) is the Dutch branch and a subsidiary of Fortis Investment Management SA (Belgium) which is a subsidiary of Fortis Bank SA/NV, in turn majority-owned by the French group BNP Paribas (XP: BNP). The Belgian headquarters and their subsidiaries in Europe, Asia and the US are known under the commercial name Fortis Investments. Fortis Investments manages a broad range of investment products across all major asset classes and markets.The group is organized as a worldwide network of competence centers, each specialized in an asset class or geographical region. Their flagship product is the Fortis L Fund, a Luxembourg-domiciled umbrella fund comprising a wide variety of sub-funds, for the most part sectorial. Established in 1982 and formerly known as AMEV Asset Management, FIM-N is located in Amsterdam. In 2008 the firm absorbed ABN AMRO Asset Management BV, following the merger of the asset management activities of Fortis and ABN AMRO worldwide. FIM-N manages a range of global, regional and domestic investment strategies. The firm specializes in asset allocation and balanced funds, in multi-management and in real estate investments. They manage a range of funds quoted on the Dutch stock exchange, and distributed domestically through the Fortis group as well as through third-parties. They also manage discretionary accounts. The firm's clients are institutions and high-net worth individuals, as well as wholesalers and retail investors.

Fortis Investment Management (Netherlands) NV (FIM-N) is the Dutch branch and a subsidiary of Fortis Investment Management SA (Belgium) which is a subsidiary of Fortis Bank SA/NV, in turn majority-owned by the French group BNP Paribas (XP: BNP). The Belgian headquarters and their subsidiaries in Europe, Asia and the US are known under the commercial name Fortis Investments. Fortis Investments manages a broad range of investment products across all major asset classes and markets.The group is organized as a worldwide network of competence centers, each specialized in an asset class or geographical region. Their flagship product is the Fortis L Fund, a Luxembourg-domiciled umbrella fund comprising a wide variety of sub-funds, for the most part sectorial. Established in 1982 and formerly known as AMEV Asset Management, FIM-N is located in Amsterdam. In 2008 the firm absorbed ABN AMRO Asset Management BV, following the merger of the asset management activities of Fortis and ABN AMRO worldwide. FIM-N manages a range of global, regional and domestic investment strategies. The firm specializes in asset allocation and balanced funds, in multi-management and in real estate investments. They manage a range of funds quoted on the Dutch stock exchange, and distributed domestically through the Fortis group as well as through third-parties. They also manage discretionary accounts. The firm's clients are institutions and high-net worth individuals, as well as wholesalers and retail investors.

Fortis Investment Management (Netherlands) NV (FIM-N) is the Dutch branch and a subsidiary of Fortis Investment Management SA (Belgium) which is a subsidiary of Fortis Bank SA/NV, in turn majority-owned by the French group BNP Paribas (XP: BNP). The Belgian headquarters and their subsidiaries in Europe, Asia and the US are known under the commercial name Fortis Investments. Fortis Investments manages a broad range of investment products across all major asset classes and markets.The group is organized as a worldwide network of competence centers, each specialized in an asset class or geographical region. Their flagship product is the Fortis L Fund, a Luxembourg-domiciled umbrella fund comprising a wide variety of sub-funds, for the most part sectorial. Established in 1982 and formerly known as AMEV Asset Management, FIM-N is located in Amsterdam. In 2008 the firm absorbed ABN AMRO Asset Management BV, following the merger of the asset management activities of Fortis and ABN AMRO worldwide. FIM-N manages a range of global, regional and domestic investment strategies. The firm specializes in asset allocation and balanced funds, in multi-management and in real estate investments. They manage a range of funds quoted on the Dutch stock exchange, and distributed domestically through the Fortis group as well as through third-parties. They also manage discretionary accounts. The firm's clients are institutions and high-net worth individuals, as well as wholesalers and retail investors.

Fortis Investment Management (Netherlands) NV (FIM-N) is the Dutch branch and a subsidiary of Fortis Investment Management SA (Belgium) which is a subsidiary of Fortis Bank SA/NV, in turn majority-owned by the French group BNP Paribas (XP: BNP). The Belgian headquarters and their subsidiaries in Europe, Asia and the US are known under the commercial name Fortis Investments. Fortis Investments manages a broad range of investment products across all major asset classes and markets.The group is organized as a worldwide network of competence centers, each specialized in an asset class or geographical region. Their flagship product is the Fortis L Fund, a Luxembourg-domiciled umbrella fund comprising a wide variety of sub-funds, for the most part sectorial. Established in 1982 and formerly known as AMEV Asset Management, FIM-N is located in Amsterdam. In 2008 the firm absorbed ABN AMRO Asset Management BV, following the merger of the asset management activities of Fortis and ABN AMRO worldwide. FIM-N manages a range of global, regional and domestic investment strategies. The firm specializes in asset allocation and balanced funds, in multi-management and in real estate investments. They manage a range of funds quoted on the Dutch stock exchange, and distributed domestically through the Fortis group as well as through third-parties. They also manage discretionary accounts. The firm's clients are institutions and high-net worth individuals, as well as wholesalers and retail investors.

Fortis Investment Management (Netherlands) NV (FIM-N) is the Dutch branch and a subsidiary of Fortis Investment Management SA (Belgium) which is a subsidiary of Fortis Bank SA/NV, in turn majority-owned by the French group BNP Paribas (XP: BNP). The Belgian headquarters and their subsidiaries in Europe, Asia and the US are known under the commercial name Fortis Investments. Fortis Investments manages a broad range of investment products across all major asset classes and markets.The group is organized as a worldwide network of competence centers, each specialized in an asset class or geographical region. Their flagship product is the Fortis L Fund, a Luxembourg-domiciled umbrella fund comprising a wide variety of sub-funds, for the most part sectorial. Established in 1982 and formerly known as AMEV Asset Management, FIM-N is located in Amsterdam. In 2008 the firm absorbed ABN AMRO Asset Management BV, following the merger of the asset management activities of Fortis and ABN AMRO worldwide. FIM-N manages a range of global, regional and domestic investment strategies. The firm specializes in asset allocation and balanced funds, in multi-management and in real estate investments. They manage a range of funds quoted on the Dutch stock exchange, and distributed domestically through the Fortis group as well as through third-parties. They also manage discretionary accounts. The firm's clients are institutions and high-net worth individuals, as well as wholesalers and retail investors.