Patrick Kirscht

Oportun, Inc. provides consumer financial services. The firm focuses on offering unsecured credit to under-banked Hispanic families that lack FICO scores, credit histories, and traditional banking relationships. It provides loans without collateral to clients who lack credit history by using its sophisticated risk-scoring system that emphasizes a client's true capacity to afford a loan and engages with customers in their neighborhoods, in their language and with familiar faces from the community to build relationships of trust that lead to a lifetime of growth and prosperity. The company was founded by James Gutierrez and Gabriel Manjarrez in 2005 and is headquartered in San Carlos, CA.

Metris Cos., Inc. used to provide consumer credit products and related enhancement services. The company issued unsecured MasterCard and Visa credit cards including co-branded cards through partnerships with banks, retailers and other companies. Metris was founded in 1994 and was located in Minnetonka, MN.

HSBC Card Services issues credit cards. The company's products include GM Card, which allows users to earn rebate dollars toward the purchase of General Motors vehicles and its AFL-CIO Union Plus card, which includes payment protection in the event of a strike or lockout. The firm is headquartered in Salinas, CA.