Paul Michael Spencer

HSBC Bank Plc provides commercial banking and financial services. It operates in four businesses: Retail Banking and Wealth Management, Commercial Banking, Global Banking and Markets, and Global Private Banking. The Retail Banking and Wealth Management business offers personal banking, mortgages, loans, credit cards, savings and investments and insurance services. The Commercial Banking business offers financial products and services to enable them to operate efficiently and meet their business aspirations. The Global Banking and Markets business offers capital financing, transaction and advisory banking services, trade, research, securities services and global liquidity and cash management. The Global Private Banking business offers investment management, incorporating advisory, discretionary and brokerage, private wealth solutions, comprising trusts and estate planning services. The company was founded in 1865 and is headquartered in London, the United Kingdom.

London General Insurance Co. Ltd. engages in the provision of general insurance underwriting services. The company was founded on November 22, 1984 and is headquartered in Staines-upon-Thames, the United Kingdom.

World First UK Ltd. offers foreign currency exchange services. It involves in offering overseas mortgages, foreign exchange hedging strategies, cash currency, exporting receiving foreign currency, and foreign exchange for overseas investments. The company was founded by Jonathan Quin and Nick Robinson in January 2004 and is headquartered in London, the United Kingdom.

Skipton Building Society engages in the provision of mortgages, retirement planning, personal savings, and insurance services. The company was founded in 1853 and is headquartered in Skipton, the United Kingdom.

Skipton Group Holdings Ltd provides mortgage and investment services. The company was founded in 2000 and is headquartered in Skipton, GB

HSBC Private Bank (UK) Ltd. (HSBC Private Bank-UK) is the private banking subsidiary of HSBC Bank Plc., ultimately held by HSBC Holdings Plc (LON: HSBA) in Great Britain. The HSBC group can trace their history in London back to 1865 when the Hongkong and Shanghai Banking Corporation office opened, and through later acquisitions are linked to Samuel Montagu & Co. Limited, founded in 1853. Headquartered in London, HSBC Private Bank-UK offers a full range of wealth management advice and services to wealthy individuals and their families worldwide.

Part of Finastra Group Holdings Ltd., DBS Management Plc is a British company that provides financial planning and administrative services related to pensions, life assurance, and unit trusts. The company is based in Huddersfield, UK. DBS Management was acquired by Finastra Group Holdings Ltd. on August 30, 2001 for $105.23 million.

Bank of Scotland Plc provides banking and financial services. Its services include current accounts, savings, mortgages, credit cards, and unsecured loans to personal and business banking customers; and lending, transactional banking, working capital management, risk management and debt capital markets services to commercial customers. The company was founded on July 17, 1695 and is headquartered in London, the United Kingdom.

Unum Ltd. provides insurance and other financial services. Its products include group income protection, group life, group critical illness, sick pay insurance and unum dental. The company was founded in 1970 and is headquartered in Dorking, the United Kingdom.

Founded in 1989, Assurant General Insurance Ltd. is a subsidiary of Assurant, Inc. that provides insurance services. The company is based in Crewe, UK.

Founded in 1996, Assurant Life Ltd. is a subsidiary of Assurant, Inc. that provides life insurance services. The company is based in Crewe, UK.

VocaLink Ltd. provides electronic financial payment services. Its services include payment processing, access services, banking services, international, and mobile payments. The company was founded in 1968 and is headquartered in Rickmansworth, the United Kingdom.

The Institute of Chartered Accountants of Scotland operates as a professional membership organization. The non-profit company is based in Edinburgh, UK. The British company was founded by Janice Margaret Brown and Sundeep Bahanda. The CEO is Bruce Cartwright.

The Caledonian Club Trust Ltd. owns and operates hotel. Its amenities include wedding venue, bar, dining, and spa. The company was founded by Neville Campbell in 1891 and is headquartered in London, the United Kingdom.

Founded in 1994, Starr Underwriting Agents Ltd. is a British non-life insurance company that engages in non-life insurance activities. Part of C.V. Starr Ownership Co. LLC, the company is based in London, UK.

Lifestyle Services Group Ltd. provides lifestyle solutions and insurance products. It offers mobile phone insurance, card protection and tech protect. The company was founded in 2005 and is headquartered in Crewe, the United Kingdom.

Scottish Water Business Stream Holdings Ltd. is a holding British company that provides water collection, treatment, and supply services. The company was founded in 2007 and is based in Dunfermline, UK. It is ultimately controlled by the Scottish Water Ltd.

Part of Assurant, Inc., TWG Services Ltd. is a British company that provides insurance services. The company is based in Staines-Upon-Thames, UK. TWG Services was founded in 1985.

Leek United Building Society provides financial services. The company is headquartered in Staffordshire, the United Kingdom.

Scottish Building Society provides mortgage, savings, and investment services. The private company is based in Edinburgh, UK. Paul Denton has been the CEO of the British company since 2019.

Camphill Communities Trust (NI) is a charity organization that provides services to those in need. The non-profit company is based in Holywood, UK. The British company was founded in 1954.

Scottish Water Horizons Holdings Ltd. is a British company that engages in water collection, treatment, and supply activities. The company was founded in 2007 and is based in Dunfermline, UK. It is ultimately controlled by the Scottish Water Ltd.

Pollen Street Plc is a closed-end investment fund. It seeks to provide shareholders with an attractive level of dividend income and capital growth through the acquisition of loans made to consumers and small businesses, as well as other counterparties. The company was founded on December 2, 2015 and is headquartered in London, the United Kingdom.

Part of Assurant, Inc., Assurant Intermediary Ltd. is a British company that provides insurance products and services to mortgage and financial advisers. Founded in 2000, the company is based in Crewe, UK. Assurant Intermediary offers a range of products and insurers, as well as adviser support services. The company's website provides news updates, FAQs, and regional contacts for those who want to know more or have questions. Assurant Intermediary is authorized and regulated by the Financial Conduct Authority.

Part of HSBC Holdings Plc, HSBC UK Bank Plc is a bank. The company is based in Birmingham, UK. The British company was founded in 2015. The CEO is John David Stuart.

Direct Life Quote Holdings Ltd. offers property services. The company was founded on July 18, 2016 and is headquartered in York, the United Kingdom.

Enra Group Ltd. provides mortgage finance services. It operates through its trading divisions including Enterprise Finance, West One Loans, and Aura. The company was founded in 2009 and is headquartered in Borehamwood, the United Kingdom.

Starr International (Europe) Ltd. is an insurance services provider. The private company is based in London, UK. The British company was founded in 2015.

Pivotal Growth Ltd. is a British company founded in 2021 that invests in profitable mortgage and protection brokerages to help them build long-term sustainable value. The company is based in London, UK, and has subsidiaries in the United Kingdom. Pivotal is keen to invest in existing mortgage and protection businesses that are profitable and have ambitious growth plans. The company has teamed up with Primis, an award-winning mortgage and protection network, to help businesses increase their sales, including the penetration of life insurance advice sales.