Paul Pester

Micro Focus International Plc engages in the management of mature infrastructure software assets to organizations leverage value from their investments in IT infrastructure and business applications. It operates through the Micro Focus Product Portfolio segment. The Micro Focus Product Portfolio segment comprises of host connectivity; identity; access and security; development and information technology operations management tools; and collaboration and networking. The company was founded in 1976 and is headquartered in Newbury, the United Kingdom.

British Banker's Association operates as national commercial banks. It focuses large retail, small retail, private, wholesale and foreign banks. The company is headquartered in London, the United Kingdom.

Santander UK Plc provides banking services. It offers a range of personal and commercial financial products and services. The company operates through the following segments: Retail Banking, Corporate & Commercial Banking, Corporate & Investment Banking and Corporate Centre. The Retail Banking segment offers products and financial services to individuals and small businesses through a network of branches and ATMs, as well as through telephony, digital and intermediary channels. The Corporate & Commercial Banking segment offers products and financial services provided by relationship teams that are based in a network of regional CBCs and through telephony and digital channels. The Corporate & Investment Banking segment provides clients with products to manage currency fluctuations, protect against interest rate risk, and arrange capital markets finance and specialist trade finance solutions. The Corporate Centre segment is responsible for managing capital and funding, balance sheet composition, structure, pension and strategic liquidity risk. The company was founded in 1857 and is headquartered in London, the United Kingdom.

Lloyds TSB is financial services group, which was created in 1995 following the merger of the TSB Group and the Lloyds Bank Group. Its businesses provides a range of banking and financial services in the United Kingdom and overseas, principally through branches of the Lloyds TSB Bank and its wholly owned subsidiaries, Cheltenham & Gloucester and Lloyds TSB Scotland. In 2000, Lloyds TSB Group acquired Scottish Widows. During 2003 and 2004, Lloyds TSB Group disposed of a number of its overseas operations, as part of the process of managing its portfolio of businesses to focus on its core markets

TSB Bank Plc provides banking services. It offers retail banking products that include bank accounts, savings accounts, credit cards, loans and mortgages. The firm offers online and mobile banking services. It operates telephone bank and a network of branches. The company is headquartered in Edinburgh, the United Kingdom.

Lloyds Bank Plc provides banking and financial services. It operates through the following segments: Retail and Commercial Banking. The Retail segment offers financial service products, including current accounts, savings, mortgages, motor finance and unsecured consumer lending to personal and small business customers. The Commercial Banking segment provides a range of products and services such as lending, transactional banking, working capital management, risk management and debt capital markets services to SMEs, corporates and financial institutions. The company was founded on June 3,1765 and is headquartered in London, the United Kingdom.

Visa International, Inc. provides credit card services. The company was founded by Dee Hock and is headquartered in Foster City, CA.