Ray Kulbeda

Founded by Robert C. Johnson, Jr. in 2001, Skippack Investment Advisors is a registered investment advisory firm located in Blue Bell, Pennsylvania

Calvary Baptist Church provides bulletins and sermons to its members. The church is located in Lexington, KY. In addition to regular worship services, the church also holds business meetings to vote on personnel committee recommendations. One such meeting is scheduled for Sunday, September 17, 2023, immediately following the 11:00am worship service in the sanctuary. The personnel committee's recommendation is based on the work of Sally Adams, who is in charge of the church's Christmas project. The church also provides a schedule of upcoming sermons and information about who they are on their website.

Bear, Stearns & Co., Inc. is a global investment banking, securities trading and brokerage firm located in New York City with additional offices in Dallas, Boston and San Francisco. The firm is a subsidiary Bear Sterns Cos., Inc. (NYSE: BSC). Their equity research team consists of senior analysts located throughout the world. In addition to domestic coverage, they have research teams focusing on Latin America, Asia and Europe. The analysts use a bottom-up approach to stock selection. The Bear Stearns fixed-income research department provides coverage of every sector of the fixed-income universe. The financial analytics and structured transactions group (F.A.S.T) provides investment research, fixed-income portfolio management and analytical systems, trading technology and general financial expertise. The group also provides a broad range of services to financial institutions including asset-liability management, balance sheet restructuring, receivables-based financing analysis, security and portfolio analysis, peer analysis, and historical and real-time market-based information.