Richard Hermida

Lloyds Bank Plc provides banking and financial services. It operates through the following segments: Retail and Commercial Banking. The Retail segment offers financial service products, including current accounts, savings, mortgages, motor finance and unsecured consumer lending to personal and small business customers. The Commercial Banking segment provides a range of products and services such as lending, transactional banking, working capital management, risk management and debt capital markets services to SMEs, corporates and financial institutions. The company was founded on June 3,1765 and is headquartered in London, the United Kingdom.

Firstassist Legal Expenses was an acknowledged leader in the UK legal protection market, bringing 30 years' experience and expertise together, provided an unrivalled service for customers. Its reputation had been earned through its highly personalized service and consistently innovative product range in the After the Event (ATE) legal insurance sector.