Robert D. Francis

American Physicians Capital, Inc. is an insurance holding company, which writes medical professional liability insurance through its primary subsidiary American Physicians Assurance Corporation. It underwrites medical professional liability coverage for physicians, corporations, medical groups, clinics and ancillary healthcare providers. The company was founded in 1975 and is headquartered in East Lansing, MI.

FPIC Insurance Group, Inc. provides insurance products to the health care industry. Its primary insurance products offer protection for physicians, dentists and other healthcare providers as individual practitioners or as members of practice groups. The company was founded in 1996 and is headquartered in Napa, CA.