Shuji Kagotani

APLUS FINANCIAL Co., Ltd. engages in the management of its group companies with interest in providing financial services. It operates through the following business segments: Shopping Credit, Credit Card, Loans, Payment, Other Subsidiaries, and Others. The Shopping Credit segment provides reimbursement and debt collection services. The Card segment issues credit cards and offers reimbursement services. The Loan segment deals with financing services through cash dispensers and automated teller machines. The Payment segment handles bill collection and rent reimbursement for apartments and condominiums. The Other Subsidiaries segment involves with the management and operation of subsidiaries. The Others segment manages lease and housing loan business. The company was founded on October 6, 1956 and is headquartered in Osaka, Japan.

Shinsei Trust & Banking Co., Ltd. provides trust banking services such as money, pension, loan, and real estate trusts. The firm’s products are Structured Finance and Clearance & Collateral Management. Its services include Asset-Backed Securities / Mortgage-Backed Securities, Master Servicing & Investment Agent and Real Estate Trust. The company was founded on November 27, 1996 and is headquartered in Tokyo, China.

Part of SBI Holdings, Inc., Zen-Nichi Shinpan Co., Ltd. is a Japanese company that provides personal credit services and related consumer financing services. The company is based in Okayama, Japan.

Part of SBI Holdings, Inc., APLUS Co., Ltd. provides shopping credit, credit cards, and accounts settlement services. The company is based in Osaka, Japan. The Japanese company was founded in 1956. The CEO is Takayuki Shimada.

Part of SBI Holdings, Inc., APLUS Personal Loan Co., Ltd. provides personal loans. The company is based in Suita, Japan.