W. Scott Gallaway

MSB Financial Corp. is a bank holding company, which engages in the provision of traditional deposits and lending services through the Bank. It operates through the following segments: Residential Mortgage, Commercial Real Estate, Construction, Commercial and Industrial, and Consumer. The Residential Mortgage segment offers four-family loans, which are first liens, and home equity loans, which consist of first and second liens. The Commercial Real Estate segment consists of owner and non-owner occupied loans and is further disaggregated into owner-occupied loans and investor properties, which have medium risk due to historical activity on these type loans. The Construction segment offers one-to four-family owner occupied, which includes land loans. The Commercial and Industrial segment covers loans made for the purpose of financing the activities of commercial customers. The Consumer segment includes installment loans and overdraft lines of credit connected with customer deposit accounts. The company was founded in 1911 and is headquartered in Millington, NJ.

Millington Bank provides personal and business banking services. It offers home mortgages, personal loans, business loans, value checking, and safe deposit boxes. The company is headquartered in Millington, NJ.

Patriots' Path Council, Inc. is a non-profit organization that serves over 10,500 youth members and 5,000 volunteer leaders in the Boy Scouts of America. Patriots' Path Council is based in Cedar Knolls, NJ. The organization is dedicated to instilling values of good character, citizenship, personal fitness, and leadership in young people. The council has several historic trails within its area that allow Scouts to explore rich history. The organization emphasizes the importance of safety and accountability to provide a safe environment for all participants.