Daulet Hamitovich Sembaev

Kazkommertsbank JSC engages in the provision of banking and financial solutions. It operates through the following business segments: Retail Banking, Corporate Banking, Investment Banking, and Other. The Retail Banking segment represents private banking services, private customer current accounts, savings, deposits, investment savings products, custody, credit and debit cards, consumer loans, and mortgages. The Corporate segment provides direct debit facilities, current accounts, deposits, overdrafts, loan and other credit facilities, and documentary credits. The Investment Banking segment involves financial instruments trading, structured financing, merger and acquisitions advice, foreign currency, and derivative products. The Other segment covers insurance operations and other activities. The company was founded in July 1990 and is headquartered in Almaty, Kazakhstan.