Erik B. Young

HarVest Bank of Maryland brings a unique business perspective which leverages the skills, experience and knowledge of its Board of Directors and management team. Clients benefit from in-house advisory services designed to help them manage operational, financial and growth needs. HarVest Bank of Maryland is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through June 30, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.