Rex L. Smith

Bay Banks of Virginia, Inc. is a bank holding company, which engages in the provision of financial services through the Bank of Lancaster and Bay Trust Company. Its products include checking accounts, savings accounts, money market accounts, cash management accounts, certificates of deposit, individual retirement accounts, commercial and industrial loans, residential mortgages, commercial mortgages, home equity loans, consumer installment loans, investment accounts, insurance, credit cards, online banking, telephone banking, and mobile banking. The company was founded on February 10, 1997 and is headquartered in Richmond, VA.

Children's Hospital (Richmond) provides medical care to children and adolescents throughout the southeastern region of the US. The firm is offers dental programs, orthopedics, rehabilitation, infant care, occupational therapy and psychological treatment. The hospital provides inpatient, day patient and outpatient services. The company is headquartered in Richmond, VA.

Community Bankers Trust Corp. is the holding company of Essex Bank, which engages in the provision of commercial banking and financial services. Its services include individual and commercial demand and time deposit accounts commercial and industrial loans, consumer and small business loans, real estate and mortgage loans, investment services, on-line and mobile banking products, and cash management services. The company was founded by Gary A. Simanson on April 6, 2005 and is headquartered in Richmond, VA.

Essex Bank operates provides personal and commercial banking services. Its personal banking products and services include checking accounts; savings and money market accounts; credit cards; mortgages; lending; online banking; and certificates of deposit and individual retirement accounts. Its business banking products and services consist of commercial lending, credit cards commercial real estate loans, lines of credit, business bankers, and business accounts. The firm also offers mobile banking, electronic statements, and digital wallet facilities. The company is headquartered in Richmond, VA.