Vadim Valeryevich Kulik

Denizbank AS engages in the provision of banking services. It operates through the following segments: Wholesale Banking, SME & Agricultural, Retail Banking, and Treasury and Other Banking. The Wholesale Banking segment offers financial and banking solutions to large-scale local and international corporate and commercial customers. The SME & Agricultural segment covers producers with farmer certification who earn a living from agricultural activities as well as agricultural organizations with legal entity status and agribusinesses. The Retails Banking segment offers loan products, distinctive credit cards, investment, deposit and insurance products, as well as small and medium enterprise and agricultural loans. The Treasury and Other Banking segment offers foreign exchange transactions, trading of treasury bills, bonds and other securities and derivative instruments. The company was founded by Hakan Ates on April 8, 1997 and is headquartered in Istanbul, Turkey.

Bank VTB 24 JSC provides commercial banking products and services for individuals, entrepreneurs, and small businesses. Its activities include issuance of bank cards, mortgage and consumer lending, auto lending, remote account management services, credit cards with a grace period, time deposits, lease of safe deposit boxes, money transfers, and other. The company was founded on July 13, 2000 and is headquartered in Moscow, Russia.

Part of Chubb Ltd., Russian Reinsurance Co. is a company that provides reinsurance services. The private company is based in Moscow, Russian Federation.

Part of Sberbank Russia PJSC, Sberbank Leasing CJSC is a Russian leasing company that has been helping entrepreneurs acquire transportation through leasing for 29 years. The private company is based in Moscow, Russian Federation. The company offers unique leasing programs and promotions from manufacturers. The company has Evolute cars available for leasing for individuals and legal entities from official dealers throughout Russia.

Part of Sberbank Russia PJSC, Sber Bank OJSC is a Belarusian company that provides banking services. The private company is based in Minsk, Belarus.