Veniamin Aleksandrovich Polyantsev

TransCreditBank JSC engages in the provision of commercial banking services. It provides a full range of banking services to state-owned, private companies, and retail clients, including lending, leasing, factoring, deposit taking, account and payroll services, international settlements, transactions with precious metals, stock market operations, retail financing, debit and credit cards issuance, and express money transfers. The company was founded on November 4, 1992 and is headquartered in Moscow, Russia.

BINBANK OAO provides banking services. Its activities include international trade finance, documentary operations, short, medium and long term finance, international syndicated credits, prospective products, financial consulting, and correspondent network. The company was founded on April 23, 1993 and is headquartered in Moscow, Russia.

Bank Otkritie Financial Corp. PJSC engages in the provision of commercial activities, trading with securities, foreign currencies and derivative instruments, and providing loans and guarantees. It operates through the following segments: Corporate; Small businesses; and Retail banking; Investment Activities and Other Assets Management; and Unallocated Amounts. The Corporate banking segment provides banking services to large and medium-sized corporate customers. The Small businesses banking segment provides banking services to small businesses and individual entrepreneurs. The Retail banking segment provides banking services to individual customers, affluent and wealthy individuals. The Investment Activities and Other Assets Management includes trading products with fixed income and equity products, foreign exchange, precious metals and derivatives on such products, operations on monetary markets, operations under repurchase agreements, brokerage services and asset management and other investment banking services. The Unallocated amounts segment balances income and expense items not allocated to any of the segments in the internal management reporting systems. The company was founded on May 12, 1992 and is headquartered in Moscow, Russia.

Alfa-Bank JSC engages in the provision of banking services. Its products include corporate and retail lending, deposits, payment and account services, foreign exchange operations, cash handling services, custody services, investment banking and provide other ancillary services to corporate and retail customers. The company was founded in 1990 and is headquartered in Moscow, Russia.

KIT Finance Investment Bank provides financial and investment advice services. Its services include investment banking, securities underwriting, asset & wealth management, brokerage, and advisory services. Its banking products include mortgage and home equity loans and deposits. The firm offers financial services to corporations, institutional, and individual investors. The company was founded in November 2001 and is headquartered in Moscow, Russia.

Bank VTB 24 JSC provides commercial banking products and services for individuals, entrepreneurs, and small businesses. Its activities include issuance of bank cards, mortgage and consumer lending, auto lending, remote account management services, credit cards with a grace period, time deposits, lease of safe deposit boxes, money transfers, and other. The company was founded on July 13, 2000 and is headquartered in Moscow, Russia.

Otkritie Bank OJSC provides commercial banking services. It operates business model as it is able to combine traditional banking services with investment products and insurance solutions marketed by its sister companies. The firm offers deposit solutions, including traditional fixed rate deposits and higher yield complex products with investment component. The company was founded in 2003 and is headquartered in Moscow, Russia.