Franco Sala

Credito Valtellinese SpA engages in providing cooperative banking services. It operates through the following business segments: Market, Specialized Company, and Corporate Centre. The Market segment includes the production and sale of lending products and services, and investment and transfer services. The Specialized Company segment deals with the distribution of bancassurance products, disbursement and management of receivables and medium and long-term lease financing, and disposal of problem loans and services. The Corporate Centre segment monitors the management and development of information and communication technology and manages real estate assets. The company was founded on July 12, 1908 and is headquartered in Sondrio, Italy.

Credito Artigiano SpA engages in the banking sector. Through its subsidiaries, it provides corporate banking, retail banking, asset management, private banking, payment services, leasing, investment banking, and bancassurance services to families, professionals, artisans, small and medium-sized enterprises, and non-profit organizations. The company was founded by Giuseppe Vismara on October 5, 1946 and is headquartered in Milan, Italy.