Gulnara Balakhmetova

ATFBank JSC engages in the provision of corporate and retail banking services. It operates through the following segments: Corporate Banking; Small and Medium Sized Business; Retail Banking; and Other. The Corporate Banking segment involves extension of loans, overdrafts, credit facilities, and other types of financing to corporate and institutional customers, opening and maintenance of current accounts and term deposit accounts, provision of customer services, custodial services, non-cash settlements, foreign exchange operations, and trade finance. The Small and Medium Sized Business segment includes extension of loans, overdrafts, credit facilities, and other types of financing to small and medium size enterprises; private entrepreneurs and farm households; opening and maintenance of current accounts and term deposit accounts; provision of customer services; trade finance; and electronic services systems. The Retail Banking segment engages in the provision of services for individual customers, including extension of customer loans and mortgage loans; maintenance of current accounts; savings and deposit accounts; safekeeping; credit and debit cards; and services related to cash and foreign exchange. The Other segment include departments responsible for asset and liability Management and treasury functions. The company was founded in June 1995 and is headquartered in Almaty, Kazakhstan.