H. Irene Shippee

American Perspective Bank is a California state chartered commercial bank. It serves commercial enterprises, professionals, real estate investors, family business entities, and residents in San Luis Obispo county and Northern Santa Barbara county. The company's primary business is attracting checking, money market, savings, and certificate of deposit accounts through its branch and provides courier service, remote branch deposits, and various electronic means and invests such deposits and other available funds in various types of loans, including real estate mortgages, commercial business loans, construction loans, and consumer loans. American Perspective Bank was founded on October 15, 2007 and is headquartered in San Luis Obispo, CA

1st Capital Bank engages in the provision of financial services. Its business is attracting checking, money market, savings, and certificate of deposit accounts through its branch facilities, courier service, remote branch deposit, and various electronic means, and investing such deposits and other available funds into loans, including real estate mortgages, commercial business loans, and construction loans. It also offers fee-based services, including an array of cash management services. The company was founded on December 12, 2006 and is headquartered in Salinas, CA.