John D. Emerick

CIT Group, Inc. is a financial holding company, which engages in the financing, leasing and advisory services. It operates through the following business segments: Commercial Banking, Consumer Banking, and Corporate. The Commercial Banking segment consists of four divisions, commercial finance, rail, and real estate finance and business capital. The Consumer Banking segment includes retail Banking, consumer lending, and SBA lending, which are grouped together for purposes of discussion as other consumer banking and legacy consumer mortgages. The Corporate segment refers to the businesses and portfolios that they no longer consider strategic. These portfolios include equipment financing, secured lending and leasing and advisory services to small and middle-market businesses. The company was founded by Henry Ittelson in 1908 and is headquartered in New York, NY.

Ovation Communications, Inc. provides integrated telecommunications services. The company is based in Milwaukee, WI. The company was founded by Scott A. Rediger. Ovation Communications was acquired by McLeod USA, Inc. from Media Communications Partners on March 31, 1999 for $356.48 million.

International Decision Systems, Inc. engages in the provision of software solutions for asset finance management. Its products include Portfolio Risk Visualizer, IDScloud, Rapport, InfoLease, InfoAnalysis, and VehicleData. It offers asset financing, general banks, specialized banks, independent, and captive solutions. International Decision Systems was founded in 1974 and is headquartered in Minneapolis, MN.

NorthStar Education Finance, Inc. provides loan to students for education. It also offers Total Higher Education repayment bonus benefit plan and RepayReady, a personalized repayment planning resource to manage student loans after school. The company was founded in 1997 and is headquartered in Eagan, MN.