Patrik Reuterskiöld

Collector AB engages in the provision of financial, credit management, and payment solutions. It operates through the following segments: Corporate, Real Estate, Consumer, Payments, and Other. The Corporate segment includes corporate lending and factoring products. The Real estate segment deals with real estate loans. The Consumer segment offers personal loans and credit cards. The Payments segment offers payment solutions to e-merchants and retailers, as well as invoicing and payment by instalment services to e-commerce and retail customers. The Other segment include the run-off products purchased debt portfolios, residential mortgages, and overheads and eliminations. The company was founded by Lena Gunilla Apler and Johan Möller in 1999 and is headquartered in Gothenburg, Sweden.

Aptic AB operates as a software company, which engages in the development of credit management solutions. It offers lending, factoring, e-com and retail payments, invoice to cash, debt collection, and leasing to banking, commerce, debt collection, assets based financing, telecommunications and utilities industries, and leasing companies. The company was founded by Fredrik Ekengren and Joakim Rickardson in 2001 and is headquartered in Stockholm, Sweden.