Timothy Freeman

The Sigma Financial Group Ltd. provides debt collection and and portfolio purchase services. It offers credit management services, including customer rehabilitation, collection, direct debit campaigns, secured payment method, debt collection, and late stage DCA collections; customer services, such as query management, complaint handling, cross-selling, and customer retention; and fulfilment services, including lettering, telephony, SMS, email, and Web chat contact services. The company was founded by Gary Gilburd and Michael James Harfield in January 2011 and is headquartered in Redditch, the United Kingdom.

HL Legal Ltd provided legal services. It offered a complete debt recovery service, incorporating pre-legal, trace and legal solutions. The company was founded on August 17, 2011 and headquartered in Redditch, the United Kingdom.