Vernon Padgett

United Business Bank engages in the provision of loan and deposit products and services to businesses and its affiliates throughout the Bay Area. It also offers deposit accounts including personal and business checking accounts, money market accounts, and time certificates of deposit. The firm offers an array of real estate loans, including permanent financing and construction loans, loans with fixed and variable rates, and loans secured by a wide variety of properties, including office, multi-family income properties, commercial, land, retail, industrial, hotel, restaurant, mixed use, office condominiums and single family residences. The company was founded on March 24, 2004 and is headquartered in Walnut Creek, CA.

Presidio Bank is a state chartered bank, which engages in the provision of commercial banking services to small and mid-size businesses. It offers checking and savings accounts, deposit rates, ebanking financial tools, card products, and cash management and commercial lending solutions. The company was founded on July 24, 2006 and is headquartered in San Francisco, CA.