William H. Ott

St. George Bank Ltd. provides a range of banking and financial products and services to business and corporate customers. The company offers specialist advice for cash flow finance, trade finance, automotive and equipment finance, property finance, transaction banking, and treasury services. Its relationship managers also conduct sales and service activities for its clients via business banking centres, Internet and telephone banking channels. St. George Bank was founded in 1937. Its headquarters are located in Kogarah, Australia.

First Data Network Australia Ltd. provides electronic payment services. The firm’s portfolio of services and solutions includes merchant transaction processing services; credit, debit, private-label, gift, payroll and other prepaid card offerings; fraud protection and authentication solutions; receivables management solutions; electronic check acceptance services through TeleCheck; as well as Internet commerce, loyalty and mobile payment solutions. The company was founded in 1982 and is headquartered in North Sydney, Australia.

E*Trade Bank provides banking services. It is the wholly-owned subsidiary of E*TRADE Financial Corp. The company is headquartered in Arlington, VA.

Federal Home Loan Bank of Atlanta provides financing, community development grants and other banking services. It offers credit products, including advances, such as adjustable rate credit, fixed rate credit, and daily rate credit advances, as well as callable, hybrid, convertible, capped and floored, and expander advances; and irrevocable standby letters of credit. The company also provides community investment services, such as Affordable Housing Program, which provides direct subsidy funds or subsidized advances to members to support the financing of rental and for-sale housing for very low and moderate-income individuals and families. The company was founded in 1932 and is headquartered in Atlanta, GA.

Visa USA, Inc. provides retail electronic payment services. It offers its financial products and services for personal use, small businesses, merchants, companies, and the government. The company is headquartered in Foster City, CA.