David D. Montana

First National Bank of Scotia engages in the provision of personal and business banking products and services. It offers online banking, checking and money market accounts, savings plans, deposit services, loans, IRAs and CDs, credit cards, cash management and merchant services. The company was founded on November 19, 1923 and is headquartered in Scotia, NY.

Fenimore Asset Management, Inc. (Fenimore) is an independent, SEC-registered investment advisor headquartered in Cobleskill, New York. The firm was founded by Thomas O. Putnam in 1974. Fenimore provides investment advisory services on a discretionary basis to (1) registered investment companies; (2) separately managed investment advisory accounts for individuals, corporations, trusts, pension and profit-sharing plans and non-profit organizations, engaged directly or through certain wrap fee programs; and (3) a privately placed pooled investment vehicle. Investors in the Private Fund include a variety of high-net-worth individuals and institutional investors.